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A Payment A Day - Part 9

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  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £260 today please to cover me for the weekend as i am going away for a few days :)
    Errrr...come back later ;)
  • Two women in heaven:

    1st woman: Hi! Wanda.

    2nd woman:
    Hi! Sylvia. How'd you die?

    1st woman:
    I froze to death.

    2nd woman:
    How horrible!

    1st woman:
    It wasn't so bad. After I quit shaking from the cold, I began to get warm & sleepy, and finally died a peaceful death. What about you?

    2nd woman:
    I died of a massive heart attack I suspected that my husband was cheating, so I came home early to catch him in the act. But instead, I found him all by himself in the den watching TV.

    1st woman:
    So, what happened?

    2nd woman:
    I was so sure there was another woman there somewhere that I started running all over the house looking. I ran up into the attic and searched, and down into the basement. Then I went through every closet and checked under all the beds. I kept this up until I had looked everywhere, and finally I became so exhausted that I just keeled over with a heart attack and died.

    1st woman:
    Too bad you didn't look in the freezer---maybe we'd both still be alive.
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Morning all, £4 to the o/d please :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • I might be biased, but I think cold turkey works if you can keep it up for the first week or two. I "quit" with patches a few times but they didn't work for me at all. I don't start smoking again because I could not go through the first few days of quitting again. I'm not sure that Mr Fresian could either :D Instead of seeing this in the morning

    164234.jpg

    the poor man was seeing this

    demonmoo.jpg


    I'm afraid the 2nd pic is me at the moment :o:eek: and me and OH still aren't talking! :cool: In my defense I did warn him what I'd be like! He's never smoked so has no idea what it's like!! He thinks that you can just stop lilke that and thats it! er I wish!!!

    I have tried in the past with patches, they failed and gave me bad nightmares!!!! Tried gum - yuck yuck yuck - made me go out and buy cigs to get rid of disgusting taste :o I packed in for 4 years once and that was sheer willpower. Then I went through marriage break up and funnily enough reached for the cigs!

    My only motivation was the money!! I actually enjoyed a cig :cool: but do you know twice now I've been stood in a queue and both people in front of me had obviously just had a cig and it smelt disgusting!! Mind you by next week they may smell heavenly :rotfl: but I am determined to do it this time as I've said I'm £300 a month down and I just can't justify spending over £100 on cigs! :o:o
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Morning all

    Well done all you who've paid something off (I forgot your names:o)
    :T

    Hope you feel better soon Silaqui!

    Pad today is £34 kays pls
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Morning All!

    That piccy of the devil cow is me all the time :rotfl:

    Green that joke was really good! :D

    I can't believe I didn't pad yesterday...I'm gonna raid my account today to make up for it :T
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    morning all.

    MASSIVE WELL DONE to all of those that have paid cards off over the last day or so. I am jealous but also really really pleased for you all!

    PAD £56 to Tesco CC today. doubt I will be able to pay much else off between now and payday as work - just for a change - still haven't paid my expenses!!!!
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • clearing_out_my_pockets
    clearing_out_my_pockets Posts: 2,868 Forumite
    edited 4 November 2010 at 12:56PM
    Morning all. Congratulations to all those who have cleared a debt and well done to greenbynature too. I've never been a smoker so can't comment on the best way to quit, but my OH will have been smoke free for a year as of tomorrow by going cold turkey. For a couple of months before he quit he switched to lites, intending to quite in the new year. However on 4th November he smoked the last in a box and it happened to be raining. OH doesn't like going out in the rain, so wouldn't walk to Mr T to buy another box. On the 5th, he sent me a text (didn't live together at the time) saying "walked out of the house this morning with no ciggies. Wish me luck". I think his main motivation was financial too.

    My PaD today is £3.00
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    When I quit I transfered the cost of a packet of 20 fags (I was a 20 a day girl :o) into an account that I named Jimmy Choo fund :D I was going to save up for some lovely shoes with the money. Sadly, I quit in September of 2008, around the time I became a DFW and ended up spending the money on Christmas shopping and PADding :rotfl:

    Maybe next year when I'm debt-free I'll save up for my Choos after all :smileyhea
  • L-M
    L-M Posts: 202 Forumite
    Good afternoon all:D

    Keza, well done on getting rid of aqua:T:beer::j, must feel great:D

    Well done too to you greenbynature, I really admire your willpower....I've never been a smoker but my OH quit 3 years ago and I was (and still am) so proud of him, it can't be easy at all

    A £5pad for me today to simplybe, I'm hoping to vary my pad's a bit soon but at the moment I'm just trying to get back into the swing of padding:D

    On another good note I've finally got my OH excited about debt busting:j he's always been more than happy to go along with whatever I want to do, but this is the first time he's been really 'up for' doing it, yay! Will hopefully make it that much easier:D
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