A Payment A Day - Part 9

saorsie

angelicmary85 wrote: »

Evening All!

I'm very pleased to report that I'm now CC free!! :T

gemini12 wrote: »

Thats O/D no 1 paid:j

Yeah to all you payer offers! :T

Pad of £6.99 please Silaqui split between driving licence renewal pot :mad::mad: and holiday fund :j

-s-

Silaqui

Hi everyone!

An amazing total for yesterday with the main thank you's going to svb53 and thriftypixie, we padded £4392.65! But everyone did fantastically yesterday, keep this up and you will all be debt free in no time!! :T:T:T:T:T:T:T:T:T


My own pad is £12.70 for today xx

Paulgonnabedebtfree

Silaqui wrote: »

Hi everyone!

An amazing total for yesterday with the main thank you's going to svb53 and thriftypixie, we padded £4392.65! But everyone did fantastically yesterday, keep this up and you will all be debt free in no time!! :T:T:T:T:T:T:T:T:T


My own pad is £12.70 for today xx

I do feel a bit left out because I PAD less often these days. Not a PAD but just to show that I'm doing things the right way for myself, since mid August I've allowed over £1200 to build up in a reserve account towards my next tax bill/van maintenance. It's horrible having money like that and knowing that none of it is mine but this is the least stressful way for me to work through these financial issues at the moment.
I can only dream of the day that I make the final payment towards my unsecured debts. It could easily be 5 to 7 years away. But that is the day on which I focus as it is a huge help.
Also, I'm starting to work on a plan to up my income by 7 to 10k a year. It can be done. it just involves doing more of what I'm currently doing but gradually selling off my lower paid work and replacing it with new, better paid work. I am mindful that the economy will limit this to some degree but I have to do this for myself. I'm not a naturally hard nosed business person but it's something I will need to learn.

Silaqui

Try not to feel left out Paul, you are doing the right thing by doing what works in your own situation. Thats brilliant to have built up that fund, even though it's earmarked for things already it's still money that will allow you not to get more into debt when the time comes.

xx

mswan

Another £6 today in £2 coins to my pot

lewis70

Evening follow PADers, two for me today £5 to HMRC and £1.40 to pay off the Overdraft fund . just done my sums and i ave paid off 6.8% of my debt to date, just got to keep chipping away . Well done to angelicmary85 and gemini12.

Forever_Hoping

Managed £200 today - should keep the big bad wolf from the door for a few days! Just got a promotion at work and so I'm planning what can get paid off with the cash!

Wesker

£12 today please

slowlyfading

£7.08 for me today

psychopathbabble

Thanks Euro.

Well done Green!

I put on 2 pounds at SW this week but I totally deserved it... Fingers crossed the landlord seems to be trying to help reduce damp... there has been word today of a dehumidifier being purchased and extractor fans in bathroom/kitchen as well as new window quotes. Let's keep our fingers crossed!