A Payment A Day - Part 9

psychopathbabble

flying_fresian wrote: »

Won't be online for another couple of days as I'm off to the Lake District with Mr Fresian for our anniversary - 10 years :eek::D

Have a lovely time FF! And congratulations

redkelly wrote: »

I re joining the PAD thread I have been doing PAD by myself I always forget to post!!!
But i need to make a real effort and get these debts cleared before the end of december 2011

I have set myself a similar target although I don't know if it's achievable as I'll have to be paying over £700 per month. We can do it though!

MrsNotAPenny

Good morning!

£3.00 from me today to CC2

saorsie

PAD of £6.90 for me today please Andy

-s-

newmum1

Hey all,
i m feeling rather happy today, I quit my job yesterday, left today and become a full time student as of monday, I was really apprehensive this morning as well as been nervous but now Ive left that chapter behind and beginning a new one.
So after all that lol a massive PAD of £1.50 to CC...

psychopathbabble

Wow congratulations newmum. What are you studying? I've just signed up to some more Open Uni courses x

Greenbynature

Paulgonnabedebtfree wrote: »

I've no idea what hairdressing costs as I do my own (no1 with clippers).
However I do have some idea of the hidden (to the customer) costs of supplying a mobile business service. Mileage and petrol are only the start. Travel time needs to be factored in too. However, the costs of running the shop are probably rather higher than the costs of being mobile. However, there is also an extra cost in that the hairdresser will normally only be able to tend to one customer at a time if mobile, whereas several customers at once might be served in a shop if it's organized so that they are at different stages of their service. Also, being mobile means that the costs are no longer shared with the business partner.
Looking at it from the viewpoint of what it costs you, I imagine that your electricity/hot water costs would be more than offset by the fiver reduction and removing the inconvenience/possible costs of traveling to the hairdressing shop.
I assume you will be shopping around but thinking it through, it's possible that the saving on the hairdresser's overall business costs may not be as great as first appears.
Alternatively, you could always do as I have done and use clippers to do a no 1.

_pale_:p My hair is past my shoulders so I don't think that'd be an option!!!!!My OH does his own with his clippers!!

I guess your right except the shop and in fact the hairdresser are both only a couple of roads away from where I live. But I do like the way she does my hair so think I'll stick with her!;)

Greenbynature

Hi all

Congrats on your anniversary FF - hope you have a lovely time!!

Well done on the weightloss Psycho :T

Just brought the washing in that I'd put out this morning and felt something drop down my top from the washing line _pale_ yes it was a bl00dy spider cue screaming and trying to get it out :rotfl::rotfl: I would've stripped but DS4 and some of his mates were in the garden

Pad today is £5 OH, £1 ISA, £34 kays and £3 cap1

£43

loulou0327

Just £10 for me today to the dreaded overdraft. Think the PAD's are going to be really small for the next week or two the funds are looking rather dire!
On the upside on my walk back from college, just after lunch yesterday i found 18p just lying there on the pavement. That went in the change jar which i'm trying really hard not to count up till christmas.

newmum1

psychopathbabble wrote: »

Wow congratulations newmum. What are you studying? I've just signed up to some more Open Uni courses x

Hi all Im doing a Masters in social work, I really didnt think I would get on it, but I did and the decision to quit work wasnt hard at all :j

psychopathbabble

newmum1 wrote: »

Hi all Im doing a Masters in social work, I really didnt think I would get on it, but I did and the decision to quit work wasnt hard at all :j

Wow good luck with that!! It's something I'm thinking about doing eventually... :j:T