Doing it for my girls and baby boy!

too_much_debt

It says the Headband is sold separately, it's £4 for the headband which is not too bad.

mummy2mygirls

We have the headband anyway as when i went in the shop they didnt have the whole outfit in her size but they did have the headband so thought i would get that anyway for her

Have had the mortgage man round. Its my dads friend and my dad had offered to pay the fine to get us out of the mortage early if it worked out worth it - but ofcourse nothing is simple It wouldnt work out worth paying the fine so we cant save any pennies there!! When my dad first mentioned it he said about if it didnt work out he would still us the fee money to pay off the mortage...... Which is sooo lovely but there is soooo much of me that wants to say can we use it to pay off some of the debt instead!! As would be so much better for us BUT I dont think he would want to spend money on our debt rather then the mortage - IYKWIM??

Still not been able to leave the house!!! ARRRRRR Starting to go mad stuck in here lol. DH has no work tomorrow now so he will be able to jump the car for me tomorrow so will be able to go to the shops tomorrow.....fingers crossed....

mummy2mygirls

Hope everyone has had a lovely Christmas I have had the best few days - I LOVE IT!! I love having DH home and getting to go see family and spending time with the kiddies which is happy and playing all there new games etc
We had a lovely christmas day - My dad came over for the day. DH got me the organised mum family book which i wanted - so i hope that helps me be more organised Also got me the budget book that i wanted from them - hopeing it will be good to write it all done in a book and also DH is more likly to read it.....
Have just done the budget for Jan and its bad We have spent far to much money the last few days - Sent DH to the shops on xmas eve for a few bits we didnt have - he spent a FORTUNE!!! I dont know exactly yet as he wont say just said it was lots and its not showing yet on the bank statment!! Arrrr. But he has said how will be so good from now on and be tight for Jan etc etc etc and then today when he went into the shop to buy some bits he spent more on things like 2 tubs of ben and jerrys ice cream because its only £2!! :mad: He is not having the card again for the rest of the mth.....:p
He is taking dd to a football match on the 9th which he will need money for but we paid for his brothers tickets so he should get £30 from that - which will have to be enough for the day trip??

I have £250 for the mths food budget - which is scary!!!! And its 5 weeks till the end of jan so £50 a week and £8 on baby milk a week....a Challenge but ill do it im sure.....fingers crossed...... Think i have £14 tesco stamps which i was saving for xmas (then didnt use!!) so will prob use them towards some bits for dds bday on the 5th - She wants a Mini mouse party at our house so wont cost toooo much lucky. Ive set £50 for food for the weekend (party and grandparents coming) and £50 for presents and party bags??
Then have a little left just to get through the mth and petrol........

Going to my mums tomorrow for our xmas get together Will be a nice day and we will be well fed
Best get of to bed as im sooooo tired....

Pinky15

Good to hear to had a fab xmas too! We are also going to scrimp thro jan as we do every year. Dont mind so much this year tho as I am looking at Jan as a challenge and from feb things should be easier. I am going to try and bring our shopping in at £120 this month (usually £200) but I dont need to buy nappies or baby milk. I called at the local shop last night and got a load of reduced stuff which is in freezer. So before I go shopping I will do my meal planner first so there is no double buys lol.
Enjoy your day x

mummytogirls

Morning mummy, glad you had a nice Christmas, its lovely when the kids are so made up with their pressies isnt it?!

Re the party have you looked in Tescos for party bag stuff? I picked up a lot of DD's stuff in there and it was on 3 for 2. Not sure how old your DD is but we had little fairy crown and wands, balloons, sweets and something else but I cant remember quite what now! It was really reasonable as I was on a budget.

Im sure you will do it though us mummies always find a way through .

Oh dear to DH spending, I think you do right to take the card away from him! Glad he got the organised book you were after though :T.

x x x

mummytogirls

Was just thinking aswell did you use the extra Tesco vouchers that came out in December? Or maybe you have some unused points on your Nectar card? All little things that help x x

pennywisepoundstupid

Have you anything you could ebay hun, even if you only made a few pounds it could either go towards party or food shopping and everything helps.

mummy2mygirls

Thanks for all the replies
I do have about £13 of tesco vouchers so will use them if really need to and we always have loads I can ebay But will save it to finish in feb I think - need to try and save extra for paternity leave....again
We will be fine it will be tight though.....Lucky I dont have to buy nappies though they are in the washer as we speak so will help on this tighter mth.
The kids got some new clothes for xmas and ds got 6 new baby grows which saves me having to go get him some in the sales he does need 9-12 mth things but i hope we can wait till feb now.....
The DH tesco spend is showing now and it was £130 :eek: when he just popped in for a few bits!!!! Thats why he is not in charge of the money :cool:

Well best go get dressed as im still in my pjs and need to go to my mums in a bit....

Pips_Mum

Another January scrimper here!

Your Christmas sounds lovely, glad you had a nice time. OH is very naughty, £130 for a few bits!!!!!!

My OH has bought me the organised Mum Family life book for the last couple of years and I love it, its a bit dearer than an ordinary diary but so worth it.

Pinky15

We should set up our own 'January Scrimpers Club'!:rotfl::rotfl::rotfl:x