debt collectors still chasing me

debtinfo

The reason that the number is different, is simply that they move it to the local court, it is the same bankruptcy order.

At the moment your discharge is suspended. This is because the OR couldnt find you originally. Bankruptcy normally lasts for 1 year, but because they couldnt get hold of you this lasts until you start to co-operate. As soon as you contact them the clock will start ticking again and in 1 Year you will be discharged.

The OR is going to ask why you didnt co-operate in the first place, which you seem to have a good reason for, (if you can get a letter from your doctor it will help). They will ask about the reasons for the original bankruptcy. And they will of course ask about what happened to your assets. They will persue the person who took the money and try and get it back fro your creditors. If you can prove that you wernt capable of thnking rationally at the time (this is where the doctors letters comes in) then that should be the end of the matter, They will of course expect to you to offer up al the information to help them track down the money

sandraroffey

i can give them the bank account it was paid into. and so can the solicitor.

also on that link you gave me to see what the state of play was on the bankruptcy, its give my address as c/o her address that my mail was redirected to.

confused76

Please try not to worry. call the OR tomorrow and see how the land lies. you're ready to deal with it now so that's a positive

sandraroffey

dont know that i am ready to deal with this just yet. still very fragile, mentally, for other reasons. am worse than i was five years ago right now. and at the moment, it seems like the only only person watching over me from above, is someone with a big bucket of cack in their hand.

sandraroffey

ok guys. so. i am vry grateful for all the advice and help but i am going to leave seeing the OR until i am feeling a bit better mentally. had no sleep last night worrying about this. and had a very big tearful wobbly on the phone just now talking this all over with my daughter and i think i wouldnt be able to cope with it all just now.

very raw just now. on top of evrything else, my youngest daughtr is moving away to suffolk in 3 weeks and i have been looking after her twins for four years now, so she could go to uni and then she started work. so i have been having a wonderful time, living half in canterbury and half in west sussex. and seeing all my children and grandchildren , every week; in canterbury and in west sussex. now she is saying that she doesnt want me to have the boys for her any more. so as well as not looking after those beautiful boys, and not seeing them every week , i wont be coming back to canterbury either, and i love this place. so i also wont be hardly seeing my son who lives here too and his little girl. i am just so heartbroken and devastated i dont know what to do and cant stop crying. havent stopped crying for two months now. because of what happened with my husband previously, and the mental problems that followed that, looking after the twins was the only thing that pulled me out of that very dark place. not only because of the boys but because i was once again seeing my family. when i lived in canterbury i had seen them all every day. my son woked for me. cant believe its all going so wrong again and i am feeling now worse than i did that first time.. so something else being thrown at me is not a good idea right now.

but i will keep everything noted that you have said. and will post back on here at a later date and let you know what i have done. thanks a lot people.xxxxxxxx

confused76

the bankruptcy aside, have you been to the doctors recently? are you getting support from them? you sound very fragile to me and sound like you could use some additional support. if you haven't been going, please consider going to your doctor. i hope things seem brighter soon xxx

sandraroffey

no i havent. not for while. i dont want to start taking tablets again, which i dont know what they will do to me, when i am still looking after 5 year olds. what am i going to do without those little boys. they have been my whole life for 4 years. its me they come to when they are hurt or sick. it was me who nursed them through chicken pox. its me they get into bed with t night. its me who bathes them and puts them to bed. makes cakes with them, and soup. and i wont be seeing my youngest son hardly at all. and big boy that he is, he needs me around a little bit in the week, even if its just to tell him that he really is an alright bloke and give him a hug. his partner doesnt. sorry, but i just cant think further than any of this. its tearing me apart.

Doucam

Hi sandra, I agree with confused, I think you should see your doctor and get some help.

Also, I know you say you are not ready to deal with the OR yet and the BR stuff, but I really do think you should start the ball rolling with it, why not go to the CAB and see if they will call them for you? I just think that it will take a load off of your mind if you know it is being dealt with. Plus, if you keep putting it off it will just get harder and become a bigger problem.

Take care xx

sandraroffey

i know i should but i also need to get the business of my family moving away out of my head first.

i need to get my head in a place i want it to be.

my eldest daughter said today that when i start it all off, she will come with me to canterbury to see the OR and attend meetings with me. its been over 5 years. another couple of weeks/months wont make any difference now.

but i will do it, just not this week. i cant cope with any more at the moment. and i will post up on here when i have done. promise.xxx

Doucam

Well you know where we all are, we can hold your hand remotely lol!!

Take care x