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debt collectors still chasing me

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Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Here is the details for the canterbury office inclusing the phone number

    The best thing you can do now is to give whatever information you have the the OR

    They are still open for another 10 minutes, so give them a call and at least then you are in contact with them, they will talk you through anything you need to do
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sandraroffey
    sandraroffey Posts: 1,358 Forumite
    also, i have nt given her power of attorney. but i did sign letters giving her permission to talk to the creditors etc.
  • sandraroffey
    sandraroffey Posts: 1,358 Forumite
    its going to have to be in the morning. i am minding my grandchildren back in canterbury and it wont be quiet enough for me to talk to them on phone. very deaf. will do it when they go to school.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    ok, but dont put it off to long, the waiting is always worse than the reality and i know the hardest part is taking the first step
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sandraroffey
    sandraroffey Posts: 1,358 Forumite
    and many many thanks.
  • sandraroffey
    sandraroffey Posts: 1,358 Forumite
    just a thing here. i CANT say to creditors chasing me that THIS is the official receiver who dealt with it all. because it now appears that no one dealt with it.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    You do still have the protection of the court as there is a valid bankruptcy order in place, so dont worry about the creditors to much.
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    Presumably if you have had no contact with a creditor since July 2004 you will simply be able to statute bar it in 12 days' time, assuming it was not secured on property and do not acknowledge the debt in the meantime.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Presumably if you have had no contact with a creditor since July 2004 you will simply be able to statute bar it in 12 days' time, assuming it was not secured on property and do not acknowledge the debt in the meantime.


    Doesn't count in this case because of the bankruptcy, the bankruptcy rules take over
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sandraroffey
    sandraroffey Posts: 1,358 Forumite
    i have written to everyone who has sent me letters, giving them the date of the bankruptcy in the high court, and the number that was attached to that - although it seems to be a different number to the one on the canterbury court information - however, they seem to be taking the hint.

    there are one or two who keep writing and saying 'you havent contacted us about making arrangements to pay this.'

    i am really worried now and will have to phone the OR tomorrow when its quiet here. what can they do to ME???? i have no knowledge of any of this. its scary. i'm 62, not in the best of health and really dont need stuff like this going on, when i thought it had all been done and dusted.xxx
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