Littlewoods credit limit increase

Wrong place to post but when and how do littlewoods give you a credit limit increase?
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Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    They tend to give increases when you use your account regularly or when about to reach your limit
  • costaerer
    costaerer Posts: 648 Forumite
    Can you request an increase?
  • I requested a limit increase with them a while ago as I wanted to buy a large item and they agreed to a limit increase, probably worth you phoning them.
  • costaerer
    costaerer Posts: 648 Forumite
    Thanks. Only had account 6 months and got £850 limit . What did they increase yours to on request.
  • DizzleUK
    DizzleUK Posts: 569 Forumite
    I've had a Very account since December and they've never increased my limit, which started off at £400.
    Remember this: nothing worth doing is easy.

  • costaerer
    costaerer Posts: 648 Forumite
    Do you use it? I use my littlewoods account alot. Buy alot I like the fact it's free delivery and free returns.
  • costaerer
    costaerer Posts: 648 Forumite
    Just applied to very got an initial £300 to spend but don't like the nearly 40% apr. Do they approve everyone?
  • costaerer
    costaerer Posts: 648 Forumite
    Oh sorry it was additions not very, but basically the same thing!
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Littlewoods is better, lower interest, you can pay for 12 months with no interest and if you use BNPL and pay before end of it then they don't charge you interest either
  • DizzleUK
    DizzleUK Posts: 569 Forumite
    I used it to see me through Christmas when I was short of cash for presents and then I bought something else in February. Other than that no. I got up to nearly the limit in Feb and it's back under £300 again now.

    Once my income gets back up to full strength at the end of August I intend to get it paid off and close the account down.
    Remember this: nothing worth doing is easy.

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