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failed mot????

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Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Mr_Oink wrote: »
    Do you have any legal citation for that claim? Are you the authorised spokesperson for all insurance companies?


    It depends on (a) the insurance company (b) the road worthiness of the vehicle. It's probably fair to say it's murky waters with different opinions on it - but the only one that matters would be any insurance company asked to pay out in the event of an accident. My view and yours being equally worthless and 'ill informed' in such an event.

    As there is no law that says you have to have an MOT to validate your insurance, then there is no "legal citation".

    Some insurers do put in their conditions you must have an MOT.

    That has been ruled unenforceable by the ombudsman.
  • Mr_Oink
    Mr_Oink Posts: 1,012 Forumite
    Quentin wrote: »
    As there is no law that says you have to have an MOT to validate your insurance, then there is no "legal citation".

    Some insurers do put in their conditions you must have an MOT.

    That has been ruled unenforceable by the ombudsman.
    I'd be interested in reading the link for that - do you have it?
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