Am I seriously Uncreditable??

zudecke

immoral_angeluk wrote: »

You genuinely worry me. You don't know what you're signing up for, seem very blase about debt and are joking about getting into a 'debt spiral'.

I hope you're joking, otherwise it would be a good idea to start taking more care and consideration about your finances.

I'm just joking babe/dude. I just could care less what some of the people have to say for themselves on here. I ask specific questions and want specific answers, or none at all.

Don't worry, all will be ok. Chiiiiiiiiiiiiilll!! :cool:

immoral_angeluk

zudecke wrote: »

What makes you say I should cancel?

To be honest I had a right soppy cow on the phone who was literally reading at 1000 words per minute, reeling off lines like a production line.

She was bloody horrible.

I know you'll probably think this is stupid, but I forgot to ask about my limit!! Was a bit excited and guess I thought, anything is better than nothing and just forgot..

Because you haven't got the foggiest about what you've signed up for, or whether it's actually applicable to your situation. You're basically throwing the money down the pan.

immoral_angeluk

zudecke wrote: »

I'm just joking babe/dude. I just could care less what some of the people have to say for themselves on here. I ask specific questions and want specific answers, or none at all.

Don't worry, all will be ok. Chiiiiiiiiiiiiilll!! :cool:

True, but the wealth of experience on here means we can spot the inevitable financial disasters when we see one.

and for the record, if you can't tell from my avatar, I'm a woman.

costaerer

just let him get into debt. its blatantly going to happen.
when i was 18 i had a job earnt about £1100 a month after tax, lived with my parents my only out going was my phone bill. i still took 5 credit cards the day i hit 18 because i liked to live lavishly. i took 3 or 4 holidays a year and didnt hold back. now im 22 im feeling the consequences.

though i do take it as a positive experience. i would prefer to be in debt at 20 and out of debt at 27 then get into debt at 40+ when you have kids mortgages bla bla bla..........

costaerer

the op sounds like someone earning £20k but wants to be earning £120k!

KEEP DREAMING .... Vanquis def aint guna get you those lavish holidays and expensive meals out...maybe one a month!!!

bouncydog1

zudecke wrote: »

I'm just joking babe/dude. I just could care less what some of the people have to say for themselves on here. I ask specific questions and want specific answers, or none at all.

Don't worry, all will be ok. Chiiiiiiiiiiiiilll!! :cool:

Oh dear - what a wonderful catch you are going to be for some poor unsuspecting person in the future - hopefully they will have the foresight to see you for how irresponsible you are. If you couldn't care less what people have to say, who are genuinely trying to help you, then best route would be not to bother posting in future, although no doubt your next route is likely to be the debt free board.

RobertoMoir

immoral_angeluk wrote: »

Because you haven't got the foggiest about what you've signed up for, or whether it's actually applicable to your situation. You're basically throwing the money down the pan.

I wouldn't worry about it. Two things are clear from their posts. Firstly they won't care what anyone here says, and secondly the only way they could be more of a tool than they already are is if their first name was Stanley and their parents were a Mr Black and a Miss Decker.

You can lead a horse to water...

Curt.

immoral_angeluk wrote: »

True, but the wealth of experience on here means we can spot the inevitable financial disasters when we see one.

Sometimes i wish people would bide their tongue when idiots ask questions - a load of folks start threads about this sort of stuff and i try not to say anything to answer their question, as i don't much like the idea of being seen as an enabler or the person or sending in the direction of more debt, defaults and arrears or even fraud in this person's case.

Thankfully, like you said, a lot can see this coming.

:cool::T

zudecke

hahah, thanks to those who answered the questions I asked. You're assets to this community.

And thanks also to those who felt the undying need to be impossibly annoying, take this thread (and me) too seriously and make me chuckle!

gnvqsos

I have been refused a card because I am too good a saver ie have never used credit to any extent and therefore creditors cannot make £ from me;if you are refused credit it could be of some benefit long-term.If you seriously want to get out of this problem legally send me a pm and I will help you John