Stop being a Wimp!... DMP Journey

Ellieseleven

Thank you so much Jodles, it has been and still is a roller coaster but it has taught me so many things along the way. A DMP was not something I wanted to do in the beginning but it has been a blessing in disguise...I'm so excited to be debt free

Ellieseleven

I have to share this with SOMEONE and my OH has no interest:(

...I am about to make the last payment on one of my 11 debts:j:j

...and I have been able to ring the bank to confirm the balance;), in the early days I wanted to kill myself rather than ring a creditor and admit that I couldn't pay them.

This was a 10k loan and I now owe £45.23p:j:j:j

It's taken me 5 years and 3 months but I am so happy and motivated.

1 down 10 to go:cool:

Ellie xx

PS when I told OH, he said "Well it has been a weight for you", this was a joint loan:mad: Then he changed the subject. I don't think I will bother telling him about any of the others when they finish;)

Chrysalis1976

Absolutely fantastic, well done Ellie. Have a fantastic weekend!

C x

Brogden

Ellieseleven wrote: »

I have to share this with SOMEONE and my OH has no interest:(

...I am about to make the last payment on one of my 11 debts:j:j

...and I have been able to ring the bank to confirm the balance;), in the early days I wanted to kill myself rather than ring a creditor and admit that I couldn't pay them.

This was a 10k loan and I now owe £45.23p:j:j:j

It's taken me 5 years and 3 months but I am so happy and motivated.

1 down 10 to go:cool:

Ellie xx

PS when I told OH, he said "Well it has been a weight for you", this was a joint loan:mad: Then he changed the subject. I don't think I will bother telling him about any of the others when they finish;)

Well done Ellie - fantastic news !!

Somebody has to bear the strain and then reap the reward . I've lost count of the number of things I celebrate on my own!

Brogden x

Eager_Elephant

Ellieseleven wrote: »

I have to share this with SOMEONE and my OH has no interest:(

...I am about to make the last payment on one of my 11 debts:j:j

...and I have been able to ring the bank to confirm the balance;), in the early days I wanted to kill myself rather than ring a creditor and admit that I couldn't pay them.

This was a 10k loan and I now owe £45.23p:j:j:j

It's taken me 5 years and 3 months but I am so happy and motivated.

1 down 10 to go:cool:

Ellie xx

PS when I told OH, he said "Well it has been a weight for you", this was a joint loan:mad: Then he changed the subject. I don't think I will bother telling him about any of the others when they finish;)

Well done Ellie!!!

Eager_Elephant

Brogden wrote: »

Well done Ellie - fantastic news !!

Somebody has to bear the strain and then reap the reward . I've lost count of the number of things I celebrate on my own!

Brogden x

Hi Brogden


Just remember on MSE you are never alone

[Deleted User]

That is absolutely fantastic news, Ellie:j. I'm really pleased you came on here to tell us. You must be so chuffed and proud of all your hard work. Congratulations:dance:. The rest will be gone before you know it.

Your OH sounds a real prat:mad:. After all your efforts and that's the best he could do by way of praise and encouragement:(. He'd be in a sorry state if you hadn't taken responsibility for everything. Men, eh?:(

Brogden, I'm totally with you on having to celebrate on my own. It's so sad but in a way empowering because we've done it despite disinterested partners.

Happily, we can celebrate here in cyberworld:beer:_party_

Moneywhizz

That is great news and just the beginning. Shame that oh is so disinterested. You have the patience of a saint. Well done. Xx

Ellieseleven

Thank you for all your lovely comments and I echo what Eager Elephant says...when you have MSE and your cyber friends you are never alone;)

Here's to us all:beer:

I'm still a bit hyper about finishing paying my first debt;)

Ellie xx

Ellieseleven

Well that took the wind out of my sails!

I rang SC to inform them that the last payment to my loan is £45.23 instead of the £49.96 they have been paying. The person I spoke to now informs me that they will reduce the payment to £25...why????

She said that it's because I have had changes on my other debts...I haven't!

I think I will have a look at going self managed;)