Living together - does he become liable for her children?

KimYeovil

JSB43 wrote: »

Well done julie03 and MrsBartolozzi £230.05 should be the figure they get in tax credits. It does solve their financial problems provided its accurate and the rules remain unchanged.

I think you missed out a thanks, there.

JSB43 wrote: »

This is tax credits from M's income and I entered DOB's of all four children even though three are not his. I am getting the impression Tax Credits is a social benefit for working parents. It also seems to set a de-facto liability on him by way of tax credits based on his income to raise the three non biological children. Does anyone else agree with this?

As Viktory says, there is something seriously wrong with the tenor of paragraphs like this. What is wrong with you?

Oldernotwiser

viktory wrote: »

The whole thread makes me uneasy.

Why is it so difficult to understand that once a couple declare they are together their joint income is considered in relation to benefits?
Why does the OP constantly keep referring to M's daughter?
Does he not consider that the other children have needs such as food and clothing?
Why has no one investigated why tax credits are being delayed?

I agree, the whole thing is very strange.

The OP said at the start,

"This arrangement is causing severe hardship on the family unit because most of M’s income is absorbed in rent and council tax, they turn to profuse borrowing from loan sharks well beyond their means.

We, as extended family along F’s grandmother collectively helped all we can since the children’s father died, we paid for their car and its running costs, their family holidays, we taken them all on days out with my own kids, PS3s, lend money etc.. and its all taking a toll on everyone – especially M because its leaving him with no money for his own daughter. M also has to work excessive overtime which gives him minimal family life."

so the situation has obviously been going on for some considerable amount of time.

How has this guy been cadging off his partner's extended family for all this time without getting the benefits entitlement sorted out? How has he managed to convince so many people that his view regarding his step children is normal.

I can't help feeling that there's more to this than meets the eye.

AnxiousMum

OP - glad you are trying to find some help for M and F. But this post does point out the very need for life insurance, particularly if you have young children! I assume the father of F's children did not have any to ensure his children were provided for in the event of a sudden loss of a parent?

There is no legal obligation for M to provide for F's three children from previous relationship. However, just as there was no obligation for my partner to provide for my two eldest, when my partner and I decided to have children, and by doing that, I was then at home looking after that first, second and then third child of our relationship, I was unable to go out and earn a living to provide solely for my first two children. Fortunately, we had child support in place, something which in this case, isn't possible. However, a choice that my current partner and I made, meant that I could no longer work (for a while anyways) to provide for my eldest two. Given that situation, which is similar to M and F's, then yes, there is a moral obligation to help provide for the first three children - as if it wasn't for staying home to look after the youngest product of their relationship, then F could go out and work and contribute financially to the household. Are the other three children supposed to starve and go without because M and F had another child? Personally, if this created a problem with my partner, he'd be out on his !!! - sorry!

However, when they have moved in together, they have for purposes of benefits, become a family livng under the same roof. While M's income is taken into account in determining how much in CTC, HB and CT credits they get - so is the number of children - so the three children can be seen as generating extra income for the entire household if M really thinks about it! With an income of £1000 per month, and four children - they would be receiving in the region of over £800 per four week period in CTC, £240 or so in FB every four weeks - meaning that they would be getting more in benefits alone than his working wages. Add on to that anything that they might receive in terms of housing benefit, council tax etc., and they should be able to manage rather well

What would be interesting to see, is, what would they get with just the one child, and then with the four - maybe he would then see that the taxpayer is actually paying the way for the other three children in a great way, but he also benefits from it by having the right to a larger house etc.

mummyroysof3

JSB43 wrote: »

No, he just wants to be able to afford a stable family life and spend more time with hsi daughter.

He currently, with help from us supports all of them on just £1000 a month, and of which most of that is asbsorbed by rent and council tax.

im still not understanding, does he see it as he is part of a family of 2 or 5?

if its 5 then there was no need to mention most of your first post as its irrelevent as to your question of how to improve their finances who the childrens dad is

it just seems strange that a woman who lived on her own with 3 children totally paid for by benefits isnt claiming something

in our family of 5 my husband brings home £1000 then we get child benefit and tax credits, as we have a mortgage we dont get help paying that and i have no idea if we could get help towards the council tax

i think perhaps a SOA might help us to understand just how bad their finances are so we can help with ideas to improve them

deedee71

viktory wrote: »

The whole thread makes me uneasy.

Why is it so difficult to understand that once a couple declare they are together their joint income is considered in relation to benefits?
Why does the OP constantly keep referring to M's daughter?
Does he not consider that the other children have needs such as food and clothing?
Why has no one investigated why tax credits are being delayed?

I expressed my uneasiness at the beginning of the thread.

Now the OP has said he is a software engineer earning £105,000pa I am starting to think this couple may be playing on the sympathies of a benevolent relative.

Some of the phrasing does either smack of outrageous viewpoints or naivity (sp). I have some sympathy as up until my marriage breakdown a few years ago I had no idea about jobcentres, housing benefit, tax credits etc. It's a steep learning curve!

Personally OP I think your heart is in the right place. you've made a good start with the entitled to website and perhaps F and M just don't have the where-with-all to tackle this situation.

But as another poster has said, no one is going to hand tax credits to them on a plate. They must complete the forms accurately and submit them with any necessary paperwork as soon as possible. Remember, claims are rarely backdated so get things moving along soon.

To request a pack just google the tax credits helpline and have National Insurance details to hand. Then when the forms arrive you will be able to help this couple sort out their mess.

Good luck.

Indie_Kid

deedee71 wrote: »

Now the OP has said he is a software engineer earning £105,000pa

To request a pack just google the tax credits helpline and have National Insurance details to hand. Then when the forms arrive you will be able to help this couple sort out their mess.

Good luck.

If he's earning that much, I seriously doubt they'd get any tax credits.

deedee71

sh1305 wrote: »

If he's earning that much, I seriously doubt they'd get any tax credits.

You haven't read any of this thread have you? :cool:

DX2

sh1305 wrote: »

If he's earning that much, I seriously doubt they'd get any tax credits.

:rotfl:Sh classic. Read whole thread before commenting.

Oldernotwiser

deedee71 wrote: »

I expressed my uneasiness at the beginning of the thread.

Now the OP has said he is a software engineer earning £105,000pa I am starting to think this couple may be playing on the sympathies of a benevolent relative.

.

That's exactly where my thinking has been heading.

debrag

KimYeovil wrote: »

A net income of £2250 per month. Housing and council tax of £670.

That is £1580 per month. You have a very funny idea of what 'can afford' means.

READ. They aren't getting any benefits at present! Once they get them they will be fine