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where do I go from here? :-(
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myothercarisaferrari wrote: »Hahah everything I have is Asda smartprice :-) I get their own bog roll 45p ;-) x I'm at my mums tomorrow so will pinch some shampoo from her.
God how pathetic do I sound. Having a whinge cos I cant afford shampoo!
please don't be so hard on urself. It really bugs me how we're all programmed to judge ourselves by how much money/things we have (I mean that directed at advertising not u
) I remember the lowest I ever was re finances was when it was the time of the month and I couldn't even afford sanitary towels. After a couple of days I went and saw my mil and asked her for a pack. I felt so low, really thought I was pathetic and useless. But it really isn't a measure of what I was (or who u are what u can/can't afford) my measure of who I am is the things I say and do xxx DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
thanks guys. I will call tax credit people tomorrow and find out. Just been on the benefits calculator and it says I'd qualify for LHA? How would that work though as a single adult living in a two bed house?
My mum just phoned, had to bite my lip to stop me crying! x0 -
I am a single adult in a 2 bed flat and I think I could get about £5 a week or something based on 15k income. Depends on your LHA rate and other things, tbh I found the online calculator very confusing, might be best to just apply and see what they say?... xx9/70lbs to lose
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thanks DNM :-) x
Elfen, yes I get single person council tax. I'm going to phone tomorrow and hopefully get some joy on TC/HB x0 -
If I'm upset and mum calls, that's usually the cue for me to burst into tears lol x9/70lbs to lose
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oh my word - I feel for you and I feel bad that I can't just send a few tins of dog food up to you as I would hate to think my dog would have to go without.
You sound like you're trying to look at the positives in all this and still sound quite cheary in your situation - have you tried signing up to a temp' agency for bar work? I got some bar work through one once, I was really surprised they did it, but they did!
I really hope you get something eventually - keep us posted and keep your chin up..I'm sorry I can't be of much help in any other way! (((hug)))Debt as of Sept' 2015 (LBM!): £36,351 :eek: (sickening)
Monthly outgoings on debt alone: £1243/month
We're on the right path, we got ourselves here..we're a bit lost, but we'll find our way back again!0 -
could you get a lodger to use the spare room?0
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myothercarisaferrari wrote: »How much would you recommend for car tax/contents insurance etc?
Your road tax depends what you drive, you can look it up HERE. It generally works out very slightly cheaper to tax it for 12 months at a time not 6, but if you haven't got a 12 month lump in one go don't sweat it.
Getting caught without tax is a nightmare, you really need it.I'm sure we have all been there x
I've been there too love, you'll get there, you've got the right attitude. In the mean time don't let the b*st*rds grind you down.Frankly, given your situation, you are doing brilliantly.
Absolutely!I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
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thanks guys, again. Just got in from work, just going to have a brew then hammer the phone:)
Lesalanos, unfortunately I can't rent the room out as its tiny, you can't even get a single sofa bed in there x0 -
hey Liz thank you for the offer. The dogs never go without! I normally buy a 15kg that lasts me 2 months but ran out on Saturday lol x
Ive applied for around 16/17 bar jobs, some thru agencies and some through jobcentre but nothing yet!0
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