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The 18k Challenge

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  • I've made it under £10,000 finally: debts are now...

    Debt Totals:

    £4,123.37 Amex (4.9%)
    £5,380.11 M&S (3.9%)
    £390.96 Morgan Stanley (0.0%)

    Total: £9,894.44
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • becsxxx
    becsxxx Posts: 802 Forumite
    Well done DDDK - that's amazing!!! Am very jealous :)
    .
  • trundles
    trundles Posts: 33 Forumite
    what is matched betting?
    Light bulb moment :idea: April 2006

    Debt at highest £32,000:eek:

    remaining debt £17,000
  • Hi all,

    A quick update - the flat sale will complete next Friday...

    9 days to go...
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • leon103
    leon103 Posts: 732 Forumite
    Well done DDK
    :p
  • I have just read the entire thread in one go! I can't believe how well you have all done:T
    One pointer though in case you haven't discovered it yet. There is a site on quidco called preloved that you can sell stuff through. Quidco will pay out 10p per advert posted.
    Car £1500
    Parents £5000
    Barclaycard £900.68
    + 127,000 Mortgage :eek:
    all on my lonesome
  • OK so contracts were exchanged on my flat on Friday and the purchase should complete on Friday week...

    ...so...

    ...11 days to go :j :j :j :j :j
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Now I'm getting very excited. 4 days to go....
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • Oh dear. It's all been delayed, so now there are 14 days to go, but at least it's definite now as all the paperwork has been signed and confirmed etc.
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • becsxxx
    becsxxx Posts: 802 Forumite
    Oh dear. It's all been delayed, so now there are 14 days to go, but at least it's definite now as all the paperwork has been signed and confirmed etc.

    Still not long though! I can't believe how well you've done!!!!

    Just think how amazing it's going to feel having all that debt finally gone for good - what on earth are you going to do with all you spare cash?!?!? :beer:
    .
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