The 18k Challenge

judi24

This sounds like a great challenge. I am so sad that i missed my chance. I will try to follow it unnoficialy.

Good luck!!

becsxxx

hello all, have updated my signature for official start!

Ready.... Set....... !!!!

Mirtos

Hi Little L, yes, you're welcome :wave: just get your info up! I'm quite smug tonight because I've just realised that today alone I have paid off more than 1% of my debt! - £195. only need another 99 days like this!

Bells&Whistles

Right 5p list day on Ebay here I come !!

DontDoDebtKids

Managed to get 24 items up there on eBay this morning (most written last night)...

Will try to get a few more on there this evening/tonight :beer:

becsxxx

Right, good luck this week all! Am off on my jollidays now......

(Although have been a naughty girl and spent £40 on bikinis to take with me.... ooops.....!)

Mirtos

Another £100 off the total today! yee hah! :T

LittleL_4

Hi guys, I think I'm gonna step out and let someone else take my place. It won't really work for me just now as i'm about to start my DMP and will therefore be paying a set amount every month to them. I also owe more than 18K (25K)

However, I will keep a close watch on how you're all doing and get loads of inspiration along the way.

Good luck to you all!!!

Who'd like to take my place?

Little L
xx

Mirtos

Little L, can't you still be involved, but save up any extra money you can save/earn to pay off in a lump sum at the end of the year? I think I read you were allowed to do that with DMPs? That way, you'd just count how much you'd saved up rather than what you'd paid off.

LittleL_4

Yes that's my plan anyway. If it's ok with everyone else then yes i'd love to stay. I could update every month on how much i've saved etc...

This week so far i've cancelled a girlie night out (saved £40)
Ebayed 15 items and have 3 bids already - yippee!!
Cashed in all my coppers (£5) bought dinner with it for 2 nights :T
Have £100 left in my account that I 'd normally have spent on junk..

I've also decided to sell my cards myself (I had an agent but she is giving it up) I run a small business as well as nurse for an agency. So my goal is to try and bring an income of about £450 - 500 per week. This is gonna take alot of discipline (I also have low days (CFS) so i need to keep myself healthy in order to achieve this goal) I think i'll start to feel better when I get RID of this debt hanging over me.

Say I manage to save quite a bit of money in a year then i'm sure i've read that some creditors accept a reduced final payment. That's my plan and I'll get there with the help of all you lovely people.

Thanks Mirtos I'll stay if that's ok?

xx