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The 18k Challenge
Comments
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Welcome Becs - and it was don't do debts idea really! I just did the typing
Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
18K, thats my number! I'm in. I haven't paid any off yet as have been catching up on immediate lapses, so can start now. Here goes...:T"grant me the serenity to accept the people I cannot change, the courage to change the one I can and the wisdom to know it's me"
Debt at highest £18249
DEBT FREE SINCE APRIL 29TH 2007:T :T :T0 -
Mirtos wrote:3)Investigate matched betting
If you get stuck, I'd be happy to help!LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
Can I join too ? I know you said 1 place left and I may have missed that but my bank loan is around that figure and I want it gone sooo badly !!!!VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
RBS CC [STRIKE]£911.97[/STRIKE]£497.21
Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D0 -
Ok! so once Little L has confirmed, we are full. Get your info posted please chaps! Right. what can I sell on ebay?????:)smilermonkey wrote:18K, thats my number! I'm in. I haven't paid any off yet as have been catching up on immediate lapses, so can start now. Here goes...:TOfficial Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
Oh Ok. but NO MORE NOW!!!!! :)Welcome.xxxBells&Whistles wrote:Can I join too ? I know you said 1 place left and I may have missed that but my bank loan is around that figure and I want it gone sooo badly !!!!Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
Thanks Dont do debt - (I'm going to shorten that to DDDK if I may?) I'll have a look at the forums, then get back to you if I need help ;)Could I suggest, we all put at least our totals in our sigs, so it's easy to keep track? Oooh! I'm so excited. :dance:Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
Cheers for that, really appreciate it ! Will add the capital one card to the figure of bank loan so its closer to the 18K.
I am gonna start with the 5p listing day on ebay this Thursday and see what that brings me, I don't expect to win this by a long shot especially if other people in the challenge can clear about a grand a month, but I will give this 100% of my all !!!VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
RBS CC [STRIKE]£911.97[/STRIKE]£497.21
Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D0 -
Right guys, as I'm off on hols, my challenge for the next weekish is not to go over the spending money I have taken out already (£150 worth of euros!)
Full details of all debts and plans to cut them to be revealed when I return!!!! ha ha ha ha ha...
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Mirtos wrote:Thanks Dont do debt - (I'm going to shorten that to DDDK if I may?)
No probs :rotfl:Mirtos wrote:I'll have a look at the forums, then get back to you if I need help ;)Could I suggest, we all put at least our totals in our sigs, so it's easy to keep track? Oooh! I'm so excited. :dance:
:money: I managed to get my head around it there, so everyone should be able to!!! Start with the ones that you can get cashback from on Quidco as this pretty much doubles the profits you can make at the start and, if you do make a mistake:eek: , should provide a margin of safety:shocked: .LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610
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