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The 18k Challenge
Comments
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Debt
Natwest Overdraft (£1,000 @ 0%) = £834.85
Natwest Graduate Loan (6.5%) = £0.00 YEAY
Cahoot Car Loan (5.8%) = £3,400.32
Credit Card (NSPCC, 0%) = £1,800.00
Student Loan = £9,100.00
Credit
Total = £368.59
TOTAL = -£14,766.58
TOTAL PAID OFF SINCE START OF CHALLENGE = £3,769.23.0 -
DontDoDebtKids wrote:Wow what have you got? (Sorry slow on the uptake)
A Nokia E61 - basically, it uses some blackberry technology in a nokia hybrid, so i can surf the net and get my email at will - and on tmobile, I can pay a flat fee for unlimited access that saves me loads compared to my old tariff on orange!Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
DontDoDebtKids wrote:Hi all,
I thought I would sum up our progress but I can't find the latest posts for some people.
Start - September 2006 (In increasing magnitude)
1. £17,561.63 (100%) DDDK
2. £18,249.00 (100%) smilermonkey
3. £18,320.22 (100%) bells and whistles
4. £18,535.81 (100%) becsxxx
5. £18,934.21 (100%) Mirtos
6. £25,000.00 (100%) littlel
Present - February 2007 (In order of percentage)
1. £14,674.14 (77.5%) Mirtos
2. £13,970.73 (79.6%) DDDK
3. £15,510.30 (83.7%) becsxxx
If the others want to update their totals then I can include them in this post, or in a new edited post.
WELL DONE MIRTOS - YOU'RE WINNING ON A PERCENTAGE BASIS!!!!
Bl**dy hell! I wasn't expecting that! Thanks DDDk! You've just really cheered me up - it's my birthday today, so it's a lovely present! :TOfficial Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
Mirtos wrote:Bl**dy hell! I wasn't expecting that! Thanks DDDk! You've just really cheered me up - it's my birthday today, so it's a lovely present! :T
Happy Birthday!LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
becsxxx wrote:Debt
Natwest Overdraft (£1,000 @ 0%) = £834.85
Natwest Graduate Loan (6.5%) = £0.00 YEAY
Cahoot Car Loan (5.8%) = £3,400.32
Credit Card (NSPCC, 0%) = £1,800.00
Student Loan = £9,100.00
Credit
Total = £368.59
TOTAL = -£14,766.58
TOTAL PAID OFF SINCE START OF CHALLENGE = £3,769.23
I won't update your position yet becsxxx! You'll have to wait until March now. Well done on moving down a grand!
DDDKLBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
DontDoDebtKids wrote:I won't update your position yet becsxxx! You'll have to wait until March now. Well done on moving down a grand!
DDDK
Thanks! Having a bulk sum of nearly £500 from my sister for use of my car helped! Also hadn't spent quite as much over Christmas as I'd feared!!!! :beer:.0 -
Just paid another £100 off my barclaycard. New total £14574.14 :TOfficial Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
well done!!
SF :heartpulsBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I have paid another £150 off my credit card this morning, bringing it down to £1650!
Am feeling very proud of myself!!!.0
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