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The 18k Challenge

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  • ZTD
    ZTD Posts: 24,327 Forumite
    Mirtos wrote:
    Blimey. We are doing well aren't we? :T Sorry for the absence of a proper update - I spent ages typing a really thorough one yesterday and then lost it - I was so traumatised, I couldn't quite face doing it again!

    If this happens, then click the "back" button on your browser. If you're lucky, your text will still be in the edit-box.

    Works for Firefox - if you're using Incontinent Exploder - you're on your own...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Mirtos
    Mirtos Posts: 728 Forumite
    Alas, I was at work using IE - I use firefox at home, but who wants to chat on their own dime?!!!! ;) serves me right I suppose.
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • DontDoDebtKids
    DontDoDebtKids Posts: 911 Forumite
    I dug up another bank charge claim - this time a halifax credit card from back in 2004 - and have sent my letter for £30ish just now.

    Phew, hard work this MSE'ing.

    Also, to my amusement and for the first time ever, I saw a MoneySavingExpert sticker in the back of a car in work's car park!

    DDDK
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • ZTD
    ZTD Posts: 24,327 Forumite
    Mirtos wrote:
    Alas, I was at work using IE - I use firefox at home, but who wants to chat on their own dime?!!!! ;) serves me right I suppose.

    It is still worth giving it a go. I've found that sometimes it works...and sometimes it don't. Though never tried it with this site. Tabbed browsing is just far too useful for this site for me to ever go without.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • DontDoDebtKids
    DontDoDebtKids Posts: 911 Forumite
    Hi all,

    What horrible weather!

    Hope you're all being DFWs.

    Got back 16p from a dormant Barclays account today. Small steps...small steps...
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • DontDoDebtKids
    DontDoDebtKids Posts: 911 Forumite
    Debt totals haven't changed at all! Not got the spare money to do anything this month as I have to replace the boiler at a ridiculous cost of £2500 :mad: so that's me stuffed!

    In other news I got back the last £30 from First Direct over the weekend, so there's only one penalty fee of £25 to reclaim now from a long closed Halifax credit card.

    I'm going to be going "offline" for about a month shortly, as I'm off on a work thing for about two weeks then I'm off on holiday for two weeks :j

    When I get back I'll have quite a lot more time (pah! not likely!) to do a bit more moneymaking (gambling & ebay) and will have been paid whilst on holiday so will have a bit more money to chuck at debts.

    Also, it looks like flat will go on the market at the end of April unless the tenant buys it!

    Good luck if I don't stop by for a while!

    DDDK
    LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
    Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
    Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
    Debt Free Date: 31 August 2007
    The £2 Coin Savers Club = £72
    Reclaiming my bank charges - £105 reclaimed
    My Diary: http://forums.moneysavingexpert.com/showthread.html?t=230561
  • becsxxx
    becsxxx Posts: 802 Forumite
    DontDoDebtKids wrote:
    Debt totals haven't changed at all! Not got the spare money to do anything this month as I have to replace the boiler at a ridiculous cost of £2500 :mad: so that's me stuffed!

    Ouch!!!!

    Have a wonderful holiday though! ;)
    .
  • becsxxx
    becsxxx Posts: 802 Forumite
    Debt

    Natwest Overdraft (£1,000 @ 0%) = £809.85
    Natwest Graduate Loan (6.5%) = £0.00 YEAY
    Cahoot Car Loan (5.8%) = £3,400.32
    Credit Card (NSPCC, 0%) = £1,500.00
    Student Loan = £9,100.00

    Credit

    Total = £808.47 (it's just after payday!)

    TOTAL = -£14,001.70 - soooo near to under £13k!!!!!!
    TOTAL PAID OFF SINCE START OF CHALLENGE = £4,534.11
    .
  • it'smeinit
    it'smeinit Posts: 134 Forumite
    Good luck everyone. I'll watch with intrest....:beer:
    :kisses3: Everyday above ground is a bonus!!:D
  • Mirtos
    Mirtos Posts: 728 Forumite
    Hello! Sorry for the late update - I've been away in Florence for a few days as a romantic break with my lovely OH. Because of this, of course, cash is short. Nonetheless, my total now stands at £13696.89 I'm determined to get rid of this damn barcaycard as soon as possible. I still haven't completed my goals, because I've been away, but if I haven't done them by next week, please please please give me a kick up the bum!
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
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