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The 18k Challenge

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Comments

  • leon103
    leon103 Posts: 732 Forumite
    Well done everyone on the progress to date.
    :p
  • Mirtos
    Mirtos Posts: 728 Forumite
    Goals for this week:

    1) List old phone on ebay!!!!!
    2) List the SIM cards I have on ebay.
    3)List that step counter gadget thing I won on ebay!
    4)Spend as little as possible.
    5) Chase Tax office for my updated code and refund.
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Mirtos
    Mirtos Posts: 728 Forumite
    Mirtos wrote:
    Goals for this week:

    1) List old phone on ebay!!!!! Done
    2) List the SIM cards I have on ebay. Done
    3)List that step counter gadget thing I won on ebay! Done
    4)Spend as little as possible. Done sort of.
    5) Chase Tax office for my updated code and refund. Done but they haven't processed the forms yet, so still no joy! :mad:

    Hooray! I've FINALLY got round to having a mass ebay listing session - I also listed two handbags and a bracelet. I still have some stuff to list, but this is a good start, and gets rid of the 'to sell' pile loitering in the corner of my living room!

    I'm going to be facing a few weeks of temporary unemployment shortly, (May/ June) so I need to be saving my socks off to make sure I can cover all my bills and not get further in to debt. I should just about be able to do this if I work really really really hard!

    OK. Back to work I suppose. How are y'all doing?
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Mirtos
    Mirtos Posts: 728 Forumite
    Bloody hell! my old mobile just went for £55.50 with Buy it Now on Ebay! Wish I'd asked for more now!
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • becsxxx
    becsxxx Posts: 802 Forumite
    Mirtos wrote:
    I'm going to be facing a few weeks of temporary unemployment shortly, (May/ June) so I need to be saving my socks off to make sure I can cover all my bills and not get further in to debt. I should just about be able to do this if I work really really really hard!

    OK. Back to work I suppose. How are y'all doing?


    Not too bad at the moment, though have had a really bad week. Massive family crisis has left everyone really shocked and upset.

    And some people comfort eat, some drink, but me...... I shop! Spent a fortune on Saturday on shoes and expensive make up (the key elements needed for any emotional recovery...:rotfl: ) Not great but going to have a couple of tight weeks now to bring spending back under control!

    How on earth are you going to cope with being unemployed???! You are very brave!
    .
  • becsxxx
    becsxxx Posts: 802 Forumite
    Debt

    Natwest Overdraft (£1,000 @ 0%) = £809.85
    Natwest Graduate Loan (6.5%) = £0.00 YEAY
    Cahoot Car Loan (5.8%) = £3,237.77
    Credit Card (NSPCC, 0%) = £1,500.00
    Student Loan = £9,100.00

    Credit

    Total = £270.20

    TOTAL = -£14,377.42
    TOTAL PAID OFF SINCE START OF CHALLENGE = £4,534.11

    Must think about some goals........
    .
  • Sus1e
    Sus1e Posts: 235 Forumite
    I just wanted to say well done to you all for the progress you are making!!
    Sealed Pot Challenge Member Number #1906
  • Mirtos
    Mirtos Posts: 728 Forumite
    Mirtos wrote: »
    Goals for this week:

    1) List old phone on ebay!!!!! Done. Sold for £55!
    2) List the SIM cards I have on ebay. Done. Not sold. Relisted.
    3)List that step counter gadget thing I won on ebay! Done. Not sold. Relisted.
    4)Spend as little as possible. Ummmm....
    5) Chase Tax office for my updated code and refund. Still chasing. Still no joy.

    Ok. So my goals for next week?

    1) Get the balance on my barclaycard down to under £100!
    2) Chase Tax office again.
    3) Regular quidco and pigsback visits.
    4) List the rest of the stuff in my ebay 'to sell' box.


    Balance now: £13,543.95
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Mirtos
    Mirtos Posts: 728 Forumite
    Come on you two? where are you????
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • becsxxx
    becsxxx Posts: 802 Forumite
    Hello Everyone!

    Sorry for the long absence!:o I have had a week off and been away to Wales and then to visit my family, so now feeling very refreshed and very determined!

    Well done on the progress Mirtos. My update and goals to follow.....:p
    .
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