Could I Be Prosecuted For Fraud

mystic_trev

kenshaz wrote:

Are you the crown proscecution service ,have you decided that a crime has been commited,please state the basis of your allegation

I'm not sure what thread you've been reading. The OP was brave enough to admit to having commited a criminal offence i.e. Fraud.

sarah_skint

`hisis my problem too - I could have written the OP's msg - well nearly all of it, i lied on oline applications to get the money to consolidate, then a few serious family things went on and I turned to gambling, I soon realised though the extent of what I was doing and haven't gambled since - just started cutting back. My advice would be go to the CAB and talk it through with them and they will point you in the right direction. I too have not yet missed any loan payments but have missed a months repayments on my credit card. I also no longer use my bank card to pay for anything I have been going to the bank and withdrawing cash to pay for things as real money is better than invisable card money (which was my problem). Hope that helps in some way that you are not on your own.....and of course welcome to DFW!!
Sorry to anyone else that reads this that doesn't agree with what I have done, I am trying to sort my problems out and am slowly getting there please don't kick us while we are down in the p*o trying to sort it out, its a place I only want to get out of once!!!!!!!
Sarah

kenshaz

mystic_trev wrote:

I'm not sure what thread you've been reading. The OP was brave enough to admit to having commited a criminal offence i.e. Fraud.

Well if that is the case ,GO TO JAIL ,do not pass go :rolleyes:

My point was ,get the whole situation into proportion,circumstances change,we all fill in forms ,mistakes are made ,does a few errors on a form mean prison,I believe no,you believe what you want,do you all want to drive individuals into depression,just because you have decided what-ever

wigginsmum

stiffnuts69 wrote:

The reality is that everyone in the world has put some kind of untruth on their CV or an application form for credit (that makes most of us criminals).

I have never done either of those things. Don't assume.

oakdale_minx

Just as a story I can re-tell to add to this post -

When I was at university many years ago, we found a load of paperwork in the house we were renting. The landlord owned it with his wife.

However, he got the mortgage from one bank by producing false accounts saying that he was a self employed heating engineer and was earning x amount when he was earning a lot less as a taxi driver.

He also re-mortgaged (with a different bank) and gave the same information.

He used the same information to get a CC and then withdrew the money on it (1500 which he converted to US dollars, don't know why).

It was all detailed on the paperwork because he had been sentenced to two years for fraud and deception. He served nine months, his wife left him and he had to rent the house out to pay the mortgage. It was re-possessed whilst we were living there because he also had arrears.

So, yes, he had been convicted of fraud and he went to prison. But the house was still there for him when he was released (until he stopped using the rent money for the mortgage!) so the bank didn't seem too bothered about taking the house off him when they reported him to the Police!

He was caught because his wife worked for one of the banks involved - he had used her details as part of the details when he applied for the CC without her knowledge and she shopped him. And then divorced him.

Not wholly the same as the OP I know but prosecution can happen.

kenshaz

wigginsmum wrote:

I have never done either of those things. Don't assume.

Never made a mistake :A

frenchconnection200

I would think it is pretty much a 'victimless crime' , only the lovely banks will lose out. If they sent you to jail they would never get their money. Just be honest to any charities you involve and take their advice.

Before anyone says we all lose out with increased bank charges to cover fraud etc I would point out that murder has hardly been commited and the OP asked for advice not a load of flack!!

Dr.Shoe_2

frenchconnection200 wrote:

I would think it is pretty much a 'victimless crime' , only the lovely banks will lose out. If they sent you to jail they would never get their money. Just be honest to any charities you involve and take their advice.

Before anyone says we all lose out with increased bank charges to cover fraud etc I would point out that murder has hardly been commited and the OP asked for advice not a load of flack!!

I totally agree.

CM86_2

You lied outright therefore it is fraud (dictionary: wrongful or criminal deception intended to result in financial or personal gain)!

Don't complicate the situation with further lies!

And I agree with wigginsmum - I haven't lied on my CV or on credit applications, because I understand the penalties that could come with it!

stiffnuts69

wigginsmum wrote:

I have never done either of those things. Don't assume.

oh get a life