Could I Be Prosecuted For Fraud

kerryhoney

It's not theft by finding if you make all reasonable enquiries to find out who the owner of the relevant property is. In the example of a £1 coin this would not be hard to do. With a mobile phone there are many more reasonable enquiries that would be expected of you.....Sorry to be so pedantic Jess!

As for Mr BT Man, if I misunderstood your post then my apologies but it read: "Oh dear,
I think I'll just let these fraudsters congratulate each other on defrauding the bank's, the system, probably the welfare state". And that was in response to my post.

Kerry

Hello

Jesscat wrote:

This is classed as theft by finding! After all if someone dropped a mobile phone and you found it, you wouldnt dream of not handing it in, its the same thing regardless of value! Obviously dont believe for a second the police would be interested if you walked into a police station and wanted to hand in a £1 coin you'd found in the street!!! :rotfl:

Not unless they were short of biccies!!!

La_Tristesse_Durera

M_Thomson wrote:

Kerry, if you read some of the posts there are quite a few posters who say this is nothing. It is a victimless crime. Like BT Man said, it is the honest majority who end up pay for this type of fraud.

Thomson, I think you need to calm down son, and look at the broader situation.

Yes, as you have ever so helpfully pointed out, a crime has been committed. However, from what I can tell the original poster has merely bumped up their wages to try their luck in order to obtain a credit card. Do you really think that at the time they were thinking I'd better not do this incase at some point in my life I'll encounter financial difficulties and then be unable to pay my outstanding balance... I would imagine the original poster thought I know, if I bump my salary up by a tad then it will surely increase my chances of getting a credit card

Hindsight is a wonderful thing, and although we don't know the true ins - and -outs, I very much doubt that she was trying to make a huge gain (there's plenty of easier ways of 'earning' fraudulent money).

I would suggest that rather than slate the poster, we collectively try and help them move forward from the situation that they are currently in.

You will probably repsond to this message by something along the lines of The original poster asked if they were breaking the law etc...
Well, that has quite clearly been answered. It's old hat. What's important is what happens next. We've all done daft things in our time - I'm a prime example - however it's how we deal with these problems that indicates what sort of people we are.

I guess you've never done 31mph in a 30 zone? Never been involved in a scuffle when you were younger? Never touched a drop of alcohol until you reached the required legal age? Never 'nicked' the odd thing here and their? How would you react if one of your closest friends in the 'real' world had done the same thing? Would you react the same, and come up with the whole It's people like you... this county has gone to the dogs load of old pony? I very much doubt it.

timomax

Grrrrrrrrrrrrr Grrrrrrr Grrrrrrr

So if I were to take £20,000 from the till at work, with every intention of paying it back someday, I would not have been doing anything wrong?

People who lie on loan applications are the same as uninsured drivers who "drive carefully" so don't need insurance. It's is the honest people who have to foot the bill. Everyone hates these bastar*s, so why are people so quick to defend the equivilant crime when it relates to banking?

What it comes down to is not the intentions. If it was even remotely likely that the OP would have been able to pay the loan back then they would not have had to lie to get it. Good intentions don't matter when the good intentions were never realistically going to lead to anything. It's just self delusion and lack of realistic thoughts of the future.


People have said that there would be no point in sending cases like this to jail. The point is that part of the point of sending people to jail/fining/etc is to act as a detterent to others. There's no point in terms of rehabilitation in sending people who have commited death by dangerous driving to prison (when you have killed someone you are surely going to be more careful in future), but it happens because there needs to be a deterrent.

Anyways OP,
Best of luck for the future.

[EDIT]

I do wish the OP the best of luck, as they are now dealing with their situation, but what I have problem with is that people are saying that the OP has done nothing wrong, which is clearly rubbish.

[EDIT]

La_Tristesse_Durera

timomax wrote:

Grrrrrrrrrrrrr Grrrrrrr Grrrrrrr

So if I were to take £20,000 from the till at work, with every intention of paying it back someday, I would not have been doing anything wrong?

If you were to take £20k from work, then I'd like to know where you work, how big the tills are, and if there's any vacancies

M_Thomson

La_Tristesse_Durera wrote:

Thomson, I think you need to calm down son, and look at the broader situation.

Durera, what is this sudden thing you and Kerry have started of addressing people by their surname??

La_Tristesse_Durera wrote:

Yes, as you have ever so helpfully pointed out, a crime has been committed.

Yes it has! Very observant!!

La_Tristesse_Durera wrote:

I would imagine the original poster thought I know, if I bump my salary up by a tad then it will surely increase my chances of getting a credit card

Trouble is it wasn't a tad. It was 50%

La_Tristesse_Durera wrote:

I would suggest that rather than slate the poster, we collectively try and help them move forward from the situation that they are currently in.

Don't you think the poster opened themselves up for condemnation, for stating exactly what they had done?

La_Tristesse_Durera wrote:

You will probably repsond to this message by something along the lines of The original poster asked if they were breaking the law etc...
Well, that has quite clearly been answered. It's old hat.

No it isn't old hat. It is the truth.

La_Tristesse_Durera wrote:

I guess you've never done 31mph in a 30 zone?

No, I don't drive.

La_Tristesse_Durera wrote:

Never been involved in a scuffle when you were younger?

Maybe at school, but what has that got to do with obtaining money by deception?

La_Tristesse_Durera wrote:

Never touched a drop of alcohol until you reached the required legal age?

Never drunk alcohol. See last answer from me.

La_Tristesse_Durera wrote:

Never 'nicked' the odd thing here and their?

Nope.

La_Tristesse_Durera wrote:

How would you react if one of your closest friends in the 'real' world had done the same thing? Would you react the same, and come up with the whole It's people like you... this county has gone to the dogs load of old pony? I very much doubt it.

Yes I would. I would be just the same if it was a family member too.

bobsa1

Just read this thread and clearly the op has committed a dishonest act, however they are asking for help to move on from it and surely that is the main point.

Good luck op.

La_Tristesse_Durera

Well you're obviously a better person than we all are. I bow down to your superior position, stirling understanding and your helpfullness. You've been of great help to the original poster. It's Match of the Day time now, so I will exit this post now and allow you to share your pearls of wisdom

kenshaz

Sleep tight in your telephone box BT-man and M Thomson the warmth of human kindness will keep you cosy,invite all your friends around have a party ,plenty of room for them all. :rolleyes:

Brilliant response by Kerryhoney,a touch of class,certainly brought them to heel,respect

kenshaz

kenshaz wrote:

Sleep tight in your telephone box BT-man and M Thomson the warmth of human kindness will keep you cosy,invite all your friends around have a party ,plenty of room for them all. :rolleyes:

Brilliant response by Kerryhoney,a touch of class,certainly brought them to heel,respect

and they deserved it,never make incorrect assumptions,is that a crime