If My Pennies Were Pounds...

Kepp

That sounds like a good amount - the added incentive of it being a bit of a challenge with OH too!

If_My_Pennies_Were_Pounds

Hopefully I will end up beating him when I unveil my current savings total once I'm debt free...

I'm trying to think of my monthly target for the % challenge for when I start saving.

Once I'm debt free the £101 I currently pay to the loan will go to savings instead...plus £50 I currently put to my ISA monthly, will be at least £151...maybe I will aim for 25% of my monthly wages into savings, that's about £300 per month.

£3600 for the year?!?

Just thinking out loud here, ignore my ramblings

I would love to fill my ISA allowance for a year, I know there is no interest at the moment, but I think it would feel good. However £5100 is maybe a little too much.

Is adding my current 2010 savings to my 2011 aim cheating?!

If_My_Pennies_Were_Pounds

Walkers and Lightspeed money have cleared in my bank so that's £20 gone to the loan this morning. £551.77 remaining now, I'm 49.9% there, so very nearly on the downhill slope!

2 days until Payday and more payments can be made!

We went to see Rhod Gilbert last night, was really good and met him after the show, got the tickets signed - who knows, they might be worth money some day?! :money: :rotfl:

FIL came with us and asked OH what he wanted for Christmas, OH joked about the 40" TV he wants to get for the bedroom (that the £2 pot is going towards, the one we've seen is £399 which is a pretty good deal)...FIL then says, ok we'll buy that for your Christmas :eek: I said you can't do that, it's too much money, £399 is far too much to spend on us, and he replied it's only money!

Maybe the £2 pot is free to spend... :cool:

Woowoo

That's lovely of your FIL, what will the £2 pot go towards now?

If_My_Pennies_Were_Pounds

Well I really want to get a Wii...me and my sister bought one about 3 years ago between us. When I moved in with OH I left the Wii at my Mum's and have barely played it since because when we go round it's usually for tea etc.

My sister is due to be moving out shortly and I asked what would be happening with the Wii since we both paid for it and neither of us are at home now and it obviously can't come with us both! She replied, the same as when I lived in my flat because mum and dad play it too...

Now we paid about £100 each for the Wii and Wii Fit and since my mum and dad didn't contribute to it at all I don't think whether they play it really makes a difference.

OH says I should say to my sis that either she gives me £100 and she can have it or I give her £100 and I have it. Or he says I could offer my Mum to buy my share...

Now I don't want to be asking my sister for money until I get the car money first. But I feel it's only fair that if I have to buy a new one I shouldn't just give the other one to them...opinions please?!

EB69

I think if its not being used by your parents then your OH suggestion about whichever sister keeps it buys the other one out is a perfect idea but if your parents are using it then whether or not they paid for it I dont think I would take it away at this stage...

If_My_Pennies_Were_Pounds

Well when she says my parents play it she means that mum goes on the Wii Fit once every 3 months and dad occasionally plays the golf, maybe once a month...

If_My_Pennies_Were_Pounds

This might sound like a stupid question but I was just suddenly thinking about when I open the £2 pot.

When I bag them up and take them to the bank do they have to be paid in to my account or can you just get the cash in your hand in place of them?

I'm just thinking that I will be taking them in, possibly have to pay it in my bank and then withdraw the money anyway...

Do the post office take bags of coins? To swap like for like in cash I mean?

Woowoo

If you take them to where you actually bank they will exchange for notes

Kepp

If your sister wants to take it I would suggest that one or the other buys the other one out as your OH said.

If she's intending to leave it as well then I would let your parents keep it even if they only play it once in a while.