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If My Pennies Were Pounds...

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Comments

  • :j:j:j

    Expenses were in my account this morning and have already made their way to the loan, another £57 off the balance, only £616.11 to go!!!

    Nearly sub £600, man this feels good :D
    VSP - £14.76 | Saving for a Deposit
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Well done for sending another £57! :T
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Thanks, I've made a pledge that any expenses money I get will be paid against the loan, I'm lucky in that the money I get back for mileage is well more than I put out so in a sense its not leaving me out of pocket.

    Hopefully sister will be making a car payment to me soon, that will be going to the loan too! Another £50 hopefully :j
    VSP - £14.76 | Saving for a Deposit
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hope your sisters money comes through soon :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • :j:j:j:j Sub £600 :j:j:j:j

    Paypal transfer of £10 from surveys was through this morning so went to pay it of my loan, decided to add an extra £10 on though to take me under £600.

    So another £20 off the loan, only £596.14 left to pay, 45% of the way there, feel like once I get over 50% it'll seem much easier :D
    VSP - £14.76 | Saving for a Deposit
  • Having one of those days today...

    Can't concentrate on my work, feeling a bit under the weather, got a sore throat coming on (thanks OH!) and just can't stop thinking about how quickly I can get this loan down...

    I really wish I could PAD it but when the minimum payment I can make to the loan is £5 it isn't realistic, especially with Christmas just around the corner, 7 weeks on Sat :eek:

    Another part of me keeps thinking that if only my sister gave me the £300 she owes me then I would nearly be free! But that's unrealistic too :( And then I hear her talking about taking a large loan to cover moving house, a baby and a wedding and I feel like screaming at her...
    VSP - £14.76 | Saving for a Deposit
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on being sub £600 :)

    I can't understand your frustration with your sister, it's not fair.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • EB69
    EB69 Posts: 878 Forumite
    Oh dear pennies.

    I know it sounds harsh but if your sis is taking big loans out to cover everything she ought to remember that you are a creditor too! I really think you ought to mention it to her - simply say "any idea when that money is coming my way, things really tight just now". If it were me I would be more embarrassed about owing money to family than banks - I know that's silly in a way because of interest etc etc but I would feel morally bound to pay family debts first in a way. And frankly its not fair you should suffer - if she is taking out big loands perhaps she ought to add £300 more on top and pay you off!
  • Well she says there is a payment coming my way at the end of this week and as much as I really want to believe it will be there, I can't hold my breath. There's been a few too many times when 'somethings popped up' or she 'hasn't been paid on time' and I can't think about it until the money is in my account.

    Sometimes she will willingly dicuss the money she is due me and others she just disregards it completely!
    VSP - £14.76 | Saving for a Deposit
  • I'm confused :o

    Just logged in to my student loan account and it says that I only have £546.17 left to pay...that's an extra £50 been deducted that I haven't paid...well I don't think I have paid it, whenever I make a payment the balance updates instantly so my figures are always correct...

    Think I will need to keep an eye on it, either I've miscalculated my figures or it's deducted the £50 I paid on the 1st November twice :cool:

    Any ideas?
    VSP - £14.76 | Saving for a Deposit
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