my dog needs an operation, talking a thousand pounds, help?????

lisyloo

Oh, and they can sue you and you might not have it in the bank but they can send bailiffs, force the sale of your house/assetts or put an attachment on your earnings/benefits to get it!

Doesn't house insurance cover liability to 3rd parties or are animals excluded (genuine question)?

Lillibet_2

No idea I'm afraid, but well done for considering it:T, it never occured to me!

lisyloo

It certainly usually covers you for liability to 3rd parties e.g. if a workman or friend trips on a loose paving slab and you are found to be negligent.

Certain things are excluded for example if you were driving a motor vehicle.

I don't know about animals, but if it's not excluded then most householders would be insured. For people without insurance then they are still liable but as another poster said you can't get blood out of a stone so it depends what assets they have.
If someone has assets or a job then you can certainly make them pay (for example yb repossessing assets of forcing their employer to deduct from their salary) although there is cost and risk involved in any legal action.
If someone has nothing or you can't find them then it can be impossible to get anything.

floydy

HI all


floydy had his operation on thurs and is feeling very sorry for himself indeed. He has a bandage with a splint on and a plastic (lampshade-like) collar, and needs painkillers and antibiotics at regular intervals. Have obviously taken on the role of vet'nary nurse and we're coping just fine.

The op actually cost just under 4oo pounds, and the're be another hundred or so for repeat bandaging and more tablets etc. No walkies for at least 6_8 weeks, and only let out for toileting.

Glad its all over and look fwd to helping him to recover asap. Thanx fo everyones support!!!

paul&nat

glad to hear
hope he gets well soon
xxx

singlehouseholder

Ah,, get well soon Floydy,
Luv S.H + Floyd!xx

Penny_Watcher

That's good to know :j

Get Well Soon Floydy

MissMoneypenny

You could save some money by not geting the tablets from the vet. The law changed on 31 October 2005 and vets have to give prescriptions so that you can see if you can get the tablets cheaper than the vets charge.
http://www.hyperdrug.com/products.asp?dept=174

floydy

MissMoneypenny wrote:

You could save some money by not geting the tablets from the vet. The law changed on 31 October 2005 and vets have to give prescriptions so that you can see if you can get the tablets cheaper than the vets charge.
http://www.hyperdrug.com/products.asp?dept=174

thanks for that, just looked up price of rimadyl painkillers and works out at 34 pounds ish for 100 tabs .

taken floydy for a bandage change and more tablets this a.m. and they charged me 17 pounds for 20 tabs. will ask for a prescription next time. cheers!

MissMoneypenny

If you become a subscriber to the dog charity Dogs League (formerley National Canine Defence League) they give your dogs 3rd party insurance. It costs £20 per year. The site is being revamped a the moment so details on this aren't on their website http://www.dogstrust.org.uk/ but if you ring them 02078370000, they will send you a membership form.

The charity gets your £20 and you get piece of mind.