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Hypno's reminder that she is doing ok, actually!
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Heading towards the end of the week.......am tired this morning, but then again, aren't I always. Too dark to be inspired to do Shred.....am going to have to rethink because the dark mornings are really tough for me, and I honestly don't know if I can carry on getting up mega early to do shred.....might have to think about doing it in the evenings instead. Hmmmmm
I reached payout on another scratch today, so £10 requested and will be moved to the savings pot if/when it reaches my account. Having reached payout recently on all my scratch accounts (well, I only have 3!) it will now be aaaaages before I get another payout I expect. Maybe in time for Christmas!
Talking of which, I need to start thinking of what I need to buy for Christmas - I know it is only September, but I don't want to get caught out with no planning, no presents, and no money nearer the time....
Nothing to report in banking today.....hope you all have a good day xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Im lost, what is shred? xNovember NSD's - 70
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Are you still doing Shred?! Wow, good on you :T That was a passing phase for me
:D
I bought a Christmas pressie yesterday - it's never too early to start. My favourite time is the Summer sales, but I was a bit busy decorating this year, so missed out....
Have a good day, hope everything's ok xx0 -
Jamie, Shred is a killer exercise DVD - is v.good, but of course, only good if you actually do it, rather than make excuses which is what I have done today!!
Mac, yes, summer sales are all but done now, so I need some careful planning - also, OH family members need careful consideration as they would obv had presents from "us" before, but will now get separate presents and I need to pare back the budget for them as it is only me now.
So, a list will be started at the very least, although the actual spending of cash may wait a little while yet!
Right, bins out, charity bag out, just need to dry my hair and find my shoes in the black hole that is the cupboard under the stairs, and then off to work I go!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Christmas :eek:
Currently don't know which country we'll be in let alone a place to stay. Hopefully will find a house in October in our househunting trip back, and then hopefully could push to be in for Christmas, but if not could be anywhere, but at least we'll be together as a family which is what counts
Sorry for sidetracking.
Hypno there's been no mention of the wonders you've been doing for our wardrobes and image makeovers on the thread, I'm definitely in the new me mode at the moment, still a few bits and pieces to add/upgrade, but in general very happy with the new me.
Hope you find a new slot for Shred that works. New routine for me is a 1 to 2 hour walk in the morning, and 30 to 40 min gym session in the hotel fitness room in the afternoon, all free so very mse
Might it be worth doing weekly exercise tick boxes like you do for some of your savings, so that you tick a box if you do either a run, Shred, yoga or skiing, you could use different colours or lines to try and get a balanced mix of activities too.
Hope everyone has a good day0 -
I definitely need to focus on the running over the winter months as I have a marathon to run in the spring, and with the use of my treadmill I can fit in runs even on the wettest and iciest of days. I generally don't do shred if I am also doing a run, although sometimes I feel inclined to do both - when I was doing shred every day, then running 4 times a week, I found that brick wall hit me just a bit too often, so I have to get the balance right.
My capsule wardrobe is working well, and with the weight that has stayed off, I am quite content with it at the moment......although I do need to have a go through those last few remaining "bigger" clothes that I held on to "just in case" and be strong enough to hand them on to others. There are also a few primark t's which have been well worn over the summer and are now starting to look a bit past their best, so they will be recycled into dusters or something.....Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Its happy cleaner dayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Its happy cleaner day
Indeed it isI hope I do not scare her off on day 1.....although she HAS been round and seen it in its natural state, so she should know what she is letting herself in for!
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Mac, yes, summer sales are all but done now, so I need some careful planning - also, OH family members need careful consideration as they would obv had presents from "us" before, but will now get separate presents and I need to pare back the budget for them as it is only me now.0
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OH family members need careful consideration as they would obv had presents from "us" before, but will now get separate presents and I need to pare back the budget for them as it is only me now.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0
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