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Hypno's reminder that she is doing ok, actually!
Comments
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Hi Hypno
Have been sending pos vibes re car.
I am on a massive grocery budget reduction from this month, this is it for possibly the next year. So am on the frugal wagon with you.
Hope you get a good nights sleep tonight.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Hope it isn't too expensive to fix.
Can't believe DS nearly missed his ski week...yikes...0 -
Hope you are ok xx
Im so not going to say sleep well tonight.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Bloody cars! Hope yours isn't too much to fix hypnoNo longer using this account for new posts from 20130
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Well, no closer to knowing what is wrong with the car - OH took the wheel off it but says he doesn't think there is anything wrong with the brakes.
So, we have deposited it at the garage, and will wait and see what they find tomorrow
Hope you have all had a reasonable day!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Am glad I went for the run - the rain stopped, and the air was much fresher as a result. It was very hot, but quite nice. Did 7.5 miles so worth the effort.
Will be off for a shower in a mo, then back to the painting!
V, the cleaner will cost me £16 a week, so if I have to give up something else, it will be worth it for the help in the house, even though it is only 2 hours.
Hypno, I too have a cleaner, £15 a week and well worth every penny, the 2nd week she came hubby said 'she cleaned the bath again'...er yes most people clean their bath regularly:o I would rather do a few MSs to pay for her or go without new shoes:D The other upside is I now HAVE to tidy up at least once a week!!
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
Fingers crossed!
Season Three - A Virtual Trip To The Bookies!!!
Another b/d has passed and DD is 14 and has a laptop!
It's funny to read back to the time when you were more like me now, i.e when you were trying very hard to make min payments and not use cc. Of course, since I threw cc's in fire during a 'discussion' with DH, I just end up being late with payments when I have no money. However, like you keep telling me, it does get better and reading the old diaries proves it! Ta Ta!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Am glad that you are seeing how it used to be for me Red. Sometimes when I say "believe me, I know how it feels" or "honestly, it does improve", I thik people think "yeah right, what does she know".
But as you can see, I really have been there and done that as far as the debt and the juggling is concerned, so I really can tell you that it DOES get better!!
Keep going!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Thanks!
I am reading MB introductory thread for the 3rd time - gobbledy gook!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I read it loads before dipping my toe in - remember that the thread for beginners is there for questions - they are very helpful and knowledgable there, and would rather answer questions from newbies than see them make big errors!
My MB tip is to read, read read and read again, but it is worth doing!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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