We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

In order to pay all my bills etc I need an extra £30 a month...

2456789

Comments

  • Indie_Kid
    Indie_Kid Posts: 23,097 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Has he asked in the student union? Clearing is coming up soon - has he asked uni about that?
    Sealed pot challenge #232. Gold stars from Sue-UU - :staradmin :staradmin £75.29 banked
    50p saver #40 £20 banked
    Virtual sealed pot #178 £80.25
  • Tazinijif
    Tazinijif Posts: 57 Forumite
    sh1305: Our university usually has a hardship fund that helps out graduates who are having trouble paying their bills after leaving uni but they have had to scrap it this year because of the credit crunch. Ironically the time it is most needed! Clearing? I thought that was where people who had not got into their uni could re-apply? He is trying to find paid work at the moment as he has already completed his degree.

    Andyandflo: the mind boggles!
  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    What percentage of your net wage do you spend on rent as that's usually the most major expense?
  • Tazinijif
    Tazinijif Posts: 57 Forumite
    Jowo: over half. Net wage is just over 900, rent is 475.
  • Indie_Kid
    Indie_Kid Posts: 23,097 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    What's your LHA rate?
    Sealed pot challenge #232. Gold stars from Sue-UU - :staradmin :staradmin £75.29 banked
    50p saver #40 £20 banked
    Virtual sealed pot #178 £80.25
  • KimYeovil
    KimYeovil Posts: 6,156 Forumite
    1,000 Posts Combo Breaker
    Why do you need more than £425 per month? About what a couple are entitled to in benefits. If you are not happy with that standard of living get rid of the dead beat or get him to shape up.
  • Tazinijif
    Tazinijif Posts: 57 Forumite
    sh1305: LHA rate is £103 for a 2 bed

    KimYeovil: I am interested to know where you got the figure of £425 a month from.. after rent of £475, electricity of £60, loan repayments totalling £200, council tax of £100, bus pass of £60 and 2 mobile phone contracts totalling £40 I get a figure of minus £35...
  • karenx
    karenx Posts: 4,988 Forumite
    you are asking for help with the government to pay the bills after getting into debt with loans???
  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    edited 30 June 2010 at 8:16PM
    When I worked through the Entitled To calculator on the Entitled To website and entered a gross salary of 13k (which gives a £900 per month net salary approximately), your ages and the LHA rate, an estimated council tax of £100 per month, it indicated that your household was due CT rebate of £4.09 and Local Housing Allowance of £40.46 per week.

    Obviously, garbage in means garbage out so do work through it yourself as obviously you know the exact information to get a more accurate estimate out of it.

    You live in a 2 bedroom property but will only be entitled to a 1 bedroom LHA rate I believe - which rate are you citing?

    EDIT - The above figures from Entitled To will be wrong because the OP has incorrectly cited the 2 bedroom LHA rate when there is only entitlement to the 1 bedroom rate...
  • karenx wrote: »
    you are asking for help with the government to pay the bills after getting into debt with loans???

    And if the other half isnt working, why does he need a bus pass?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.