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Another new day to add to July: The No Spend Day
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No NSD for me today or yesterday, needed some essential spends...** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Am declaring today as NSD #5 already2019 will be my year!!0
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Was going to be a NSD but had to get milk so sucummed to bickies, as am craving sweet things!!!!
tomorrow will def not be one as have promised DS a electric guitar!!!
Love to all......................Im not financially savvy as im still learning but i love to support anyone that needs it and give virual hug's and tea!!!Can't do Bickie's Sorry, need to lose weight!!!Challenge 1 : Sealed Pot Challenge, No : 810Challenge 2 : Dragon's wake up callChallenge 3 : Aug 8/15 NSD's0 -
Hello All
Just declaring NSD 3 not sure if i will get any more this weekend, but good luck everyone who is trying to notch up a few more before Monday
Trin"Not everything that COUNTS can be counted; and not everything that can be counted COUNTS"
GC - May £39.47/£55. June £47.20/£50. July £38.44/£50
NSD - May 16/17. June 16/17. July 14/17
No new toiletries til stash used up challenge - start date 01/2010 - still going!
£2 Savers Club member No 93 - getting ready for Christmas 2011:)0 -
Wow.. page 45 of this thread:p:p:p
It was really 'ot in 'ere wasn't it:D:D? Now that's some seriously fine hunks for 3Dogs Birthday Party..;);)
Happy Belated Birthday 3 dogs, hope you had a fab day and wish you loads more..
Directloan:Feb2011 - £4152.64
Olympic contender 107, DFD Dec 2011:eek:Ex NSDer, now proudly on track, thanks to Solvent Soon and The Madhouse Gang:TNo CC debtsall paid off and plan to keep it that way:j.
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Reporting day 15 please spoon.. forgot all about it with the above post. My current account balance isn't flactuating like before, I actually know off head how much is in there since 1st of july, and roughly when the next dds are out, thanks to this challenge. Fab..Directloan:Feb2011 - £4152.64
Olympic contender 107, DFD Dec 2011:eek:Ex NSDer, now proudly on track, thanks to Solvent Soon and The Madhouse Gang:TNo CC debtsall paid off and plan to keep it that way:j.
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NSD 8 today. It's easier when you're at work and can't get out isn't it!
Got home to find pay slip had arrived and I've been given a pay rise! Not sure if I should have it though as they haven't told me I'm getting it! Will have to check when I'm in next week but that means my tax credits will be wrong again :mad: and I haven't got the first revised lot yet!:(
I think it might have something to do with now being qualified instead of a (mature!) student but you'd think they'd tell you eh?
Anyway, will probably be a spendy weekend as we need food on Saturday and I NEED to get myself a hot chocolate with squirty cream and a flake
(yes, just like that one) when DS2 goes to a party in the afternoon. I might get away with Sunday as it will be for my under 5 groups and that gets reimbursed (as long as I don't get anything else).
If I don't see you over the weekend, have a good'un.:DLife is knowing which bridges to burn and which bridges to build! :think:
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Put me down for another one to-day Spoon, no chance to spend any money as have been too busy sorting out work before we depart for the great Dopey Camping Excursion..............packed waterproof everything I own, have also packed for Mr Dopey. Tent has not been hurricane tested and I have a blow up dinghy, and a cagoule, suppose there is not much point in taking my wee new cocktail dress? No, thought not
Look after each other and get lots more NSDs
see you all soonMore than Two Years in
Doing it the Niddy way:j:j:j0 -
Declaring today as NSD #12 - so target met :T
Had considered going back down later to see if I could bag myself 'a wee treat', but after the shift I've had (which eventually overran by 40 mins to get some urgent jobs done, and which will no doubt lead to grief with management when they realise as they've been stressing that we all have to clock in and out on time - no in early or out late - due to cutting back on overtime) I can't be bothered to do anything / go anywhere tonight..... especially as I have to be up at 4:30am as I'm due back in at 6am :eek: Wasn't sure whether I was meant to be working until 11 (was hopeful) or 12 (thought more likely) tomorrow, but after today I can't stay beyond 11 without exceeding the max hours I'm allowed to do in a week
Need to revise my target now.... tough one this!!
I think I have 9 days now without a D/Debit going out of my bank, but will need milk/bread/ice-cream on at least one of those. So, to be safe, I think I'm going to allow for needing 2. That means I'd like to make 7 of the next 9 days NSDs, so......
Spoon - can you please set my (first) revised target to 19Cheryl0 -
Another NSD for me today.
Car booting in the morning so wish me luck!Finally, debt free for the first time since I was 18!:DFirst baby born: 21/05/2014Second baby born: 04/03/20170
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