Another new day to add to July: The No Spend Day

Nottoobadyet

Hey all!

As some of you know, I had a very high spend month in June with moving and other malarky! Anway, back on now. In July we have:

• OH's birthday on the 6th, the big 30!!
• My birthday on the 22nd, the little 23
• very expensive dentistry starting tomorrow :eek: and continuing though the month
• several more purchases to make our house more livable!
• My auntie visiting london at the end of the month

So I will aim for 10 days this month, and hope for the best

webitha

oooh its my DD1 birthday on the 22nd too she will be the big 09

karenccs67

candyapple wrote: »

Ooh I love the Manics, have seen them a couple of times over the years they are fab live. I didn't know they were touring, wonder if they are coming up north at any point.

Quick question... are you all including your bills and direct debits etc? All mine come out first day of the month. Will be NSD for me today if not counting them, haven't quite decided yet.

I don't count anything that is an essential, food, petrol bills etc as a spend because I can't do anything about them but Im trying to cut down on extra trips to the shops and take aways, things that aren't essential but I fancy! so it's entirely up to you what you want to class as a spend.

jwil

candyapple wrote: »

Quick question... are you all including your bills and direct debits etc? All mine come out first day of the month. Will be NSD for me today if not counting them, haven't quite decided yet.

I don't count bills or debt payments, but I do count food shopping and fuel.

moneypenny2k

Put me down for 12 again please spoony:D

kathy40uk

Hi July NSD'ers :hello:

Please can I join again Spoon? I want to stay with 15 again just to sort of prove to myself I can do it before I think of upping my target, thank you for the pony in June, will keep me determined.

Now for the plan (lol) I have a few days off so have to be careful. I know Sundy will be a spend day as I've got to go to London and I have shopping to do (normal shopping not London shopping LOL). I want to go swimming a couple of times and I'm supposed to be meeting a friend on Friday too so I'm going to have to organise myself. Last month showed me how organising really helps so I need to work on it.
I plan to make today an NSD so will check in later with the result. I'm hoping to get some old clothes sorted and get them to the recycling bank and try sort my paperwork a bit so hopefully that will keep me out of trouble

Good luck this month everyone, see you all later :hello:

jwil

1st NSD for me of the month today, woo hoo! :j Hopefully I've started as I mean to go on, though I have been working at home today so it's been easy

WelshWoofer

A LSD for me today - I don't count petrol as its an essential but I did succumb to a can of pop and a bar of choc today (whilst putting in said petrol:mad:).

That will be it for today but I'm hoping for a NSD tomorrow..............

Choc-addict

I'm generally rubbish at this but needs must so please put me down for 10 NSD's in July.....thanks!

elfen

I don't include bills/debt payments/rent as these are all essential (If I didn't have 'net, I'd go mad. If I didn't have my phone I'd have no way of calling peeps if I got mad, if I didn't pay rent I'd have no home to go mad in, etc etc) Groceries have their own budget (£90 a month, although it was only 80 last month ) and I have a budget of £30 for anything else (not including when I go home, as that's a mission and a half)