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Another new day to add to July: The No Spend Day
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LadyfromVenice wrote: »I'm 'doing a Cheryl' if you will in July. All money spent, however and whenever it is spent, will be counted.
I have regular payments coming out on 5 days of the month. Groceries account for another 5 and I've left myself 6 spend days 'just in case'. I will try to get my spend days to coincide with each other but we'll see how it goes.
But I see you've been a tad braver than me (my target only being 12)Cheryl0 -
Evening
Could I join again please Spoon?
Could you put me down for 10 NSDs this month as I think July's going to be a bit more all over the place especially after the kids break up on 21st (I think!).August Shopping Challenge. 26/8. Budget £250 Spent £256.81.. £6.81 over. So £0.00 a day left.0 -
Hi Spoon! :hello:
May I be put down for 11 NSDs this month please? Last month was really good fun (though I think I was a bit too ambitious with my target!!) - all the encouragement was brill! This month I know I have quite a lot on (Henley Royal Regatta this weekend to name but one!) but I really want my pony!!! *stamps foot like the only child she is
Good luck everyone!! Let's fire up the frugal-ness!! :j
JoLBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or JulyAug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Hi Spoon and all the newbies and oldies!! Can you put me down for 15 again this month please?
The nicest thing about today was payday, and for once we aren't scrabbling round for pennies to keep us going until my wages clear. Finally feel like we're making progress - a whole month with no bank or credit card chargesTrying to jump back onto the moneysaving wagon .... :cool:0 -
Going on holiday for my wedding and honeymoon on the 22nd so I am going to pledge 8 days before the 22nd.MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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Hellooo, hope you don't mind if I join you all, I'm new to the boards but been lurking a long time.
I'd like to be put down for 10 NSDs for my 1st attempt.
Good luck to us all! x
:A
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Welcome to the [strike]mad-house[/strike] challenge candyappleCheryl0
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Will be interesting to compare notes :T
But I see you've been a tad braver than me (my target only being 12)
I am lucky in that DH pays most of the bills. I only have the mortgage, credit cards (Only if there is a balance to pay), DS1/2s child trust fund regular payments, groceries, children's/mine clothes and presents to pay for.
I work three days a week and rarely spend on those days as the Children's Centre I work for is in the next village to us and basically there's a T3sco express and that's it! Not much chance of spending there.
I feel very much in awe of your organisation skills bearing in mind you are looking after and providing for you and your DS. My DH will always help me out if I get into trouble with CCs (which thankfully has only happened twice and were due to a major necessary spend and not frivilous(sp?) ones)
I wish you well this month. May :money:be with you!Life is knowing which bridges to burn and which bridges to build! :think:
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Hi all!
Can I be put down for 10 NSD's in July please? Hopefully will be more but I thought that quite a nice number to start with for my first 'proper' try at it!2019 will be my year!!0
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