Another new day to add to July: The No Spend Day

Nargleblast

Well done on the job, TMVen, you've made a start, that's the main thing. Hope it works out.

katholicos

Heyup folks!

Today was a spend day but i don;t mind because i've gone past my NSD goal for the month anyway. Yay!

kathy40uk

Hi all NSD'ers :hello:

Just clocking in quickly from work. I have got to pick up something from the chemist on my way home but have my pre pay card on me and no cash or cards so won't be able to spend so am declaring number 15 early :j

Woooo hoooo target reached :j:j Never done it this well before, was touch and go last month LOL

Trouble is I know that I have to be extra careful as I get paid on Friday and there is still time till the end of the month. I have a couple of days off and I know I am off to get a dog crate (hopefully) on Friday which I've been told will be £20 (much cheaper than new) if they still have it then and I want to do shopping on one of my days off, I also need to catch up with a friend so could I possibly revise my target to 20 pretty please Spoon so that I need to be as organised as possible on the spendy days I choose so that all these new habits don't go out of the window.

I will have a catch up later when I get in 'cos I'd better get on with some work really

See you all soon

:hello:

toottifrootti

I had a NSD on Sunday, yesterday and today so that 14/21

slowlyfading

I'm not going to make my target this month peeps, not good

LadyfromVenice

katholicos wrote: »

Well done to everyone notching up NSD's and encouragement to those who would like them but then life happens and spends are inevitable!

.......and in the words of F4cebook.........'LadyfromVenice likes this'

TMVen wrote: »

Got the Job. Start Monday, 2 night shifts, we won't be any better off finacially but its a start to get me back to work and hopefully in the future off of benefits, hope that makes sense.

XXX

:T:T:T:T:T Well done. Hope you enjoy it.

I'm a bit lost but I think I'm now on NSD 11 please. I'm counting every penny spent this month, however it is spent and it's proving very hard to keep up with my bank account! I don't have CW18's organisation skills . I must remember that money spent on Debit Cards at the weekend do not get taken until the next working day If I had I would have had an NSD weekend as I would not have spent on the CC on Saturday thinking that as I was spending on DC I was already having a spend day ! *Just read that back.......yes, I think it makes sense

Anyway, good to hear some of you are checking the clicks out, if it looks complicated at first it soon gets easier. The world of clicking changes on a daily basis and you soon get into a routine and find out what works for you.

I've still got [STRIKE]9[/STRIKE] 10 (ETA 31 days in July doofus) days to get 4 more NSDs, and if I make this target it will mean no spending at all on 15 days of this month:T:T:T

'LadyfromVenice likes this' :rotfl::dance::dance::dance:

ilovetea

Another NSD today,now 15 out of 20.
Does anyone get the urge to treat theirselves as a reward for being frugal/good/mean? Or does that defeat the whole object.

ilovetea xx

slowlyfading

ilovetea wrote: »

Does anyone get the urge to treat theirselves as a reward for being frugal/good/mean? Or does that defeat the whole object.

Me too, all the time. Probably does defeat the object! :rotfl: Most of the time, I manage to resist

fedupandskint

ilovetea wrote: »

Does anyone get the urge to treat theirselves as a reward for being frugal/good/mean? Or does that defeat the whole object.

Me!

I can do it for a while then cave in with something as a treat but mostly on reduced items these days instead of big large CC purchases so an improvement these days

butdoineedit?

Congratulations on the job TMven!!!! Brilliant news, am sooo pleased for you :T

Reporting number 11 today :j
(had to pay the aerial man, but that was out of the cheque so have already decided not to count that) & finally have a signal on the TV :j
The littlest things excite me these days, which i guess is sooo much better than being excited by shopping!!

Happy Wine Wednesday Jo!!!!