Sygma Bank Credit Cards

callum9999

onefortheroad wrote: »

i ve got the same but mine say £188.51:eek:

I don't know what it actually means (at a guess, maybe it's the interest if you spend your whole credit limit? But I haven't tried working it out) but it's not a charge they give you so don't worry!

Wednesday

More joy for me :j

Got a nasty letter from Santander last month saying they were removing my overdraft (I closed my account with them in disgust and was paying it back £50pm).

Applied for Sygma Silver just to clear the O/D - accepted with credit limit of £2000 at 18.9 %. The cash advance is still 22.9% but at least it allows me to close down one more account with Santander (two if I ditch the Santander Zero which they're about to put the interest up on to 26%).

PS I'm still overcommitted but they accepted me anyway.

Cash_Flow

Wednesday wrote: »

More joy for me :j

Got a nasty letter from Santander last month saying they were removing my overdraft (I closed my account with them in disgust and was paying it back £50pm).

Applied for Sygma Silver just to clear the O/D - accepted with credit limit of £2000 at 18.9 %. The cash advance is still 22.9% but at least it allows me to close down one more account with Santander (two if I ditch the Santander Zero which they're about to put the interest up on to 26%).

PS I'm still overcommitted but they accepted me anyway.

Hi

Are you aware that the card will come with a cash limit of around £450.00?

apples24

got my jjb card today 24.9 and limit of £500

called customer service to do a balance transfer so i can zero my vanquis and its constantly engaged do they only have one telephone ?

also nasty shock my balance on my vanquis was £242 !! coont, google adwords took a chunk and so did ebay this month, barstuards lol

PNPSUKNET

apples24 wrote: »

got my jjb card today 24.9 and limit of £500

called customer service to do a balance transfer so i can zero my vanquis and its constantly engaged do they only have one telephone ?

also nasty shock my balance on my vanquis was £242 !! coont, google adwords took a chunk and so did ebay this month, barstuards lol

register online and do the transfer on their website

apples24

yes i did that in the end cheers

onefortheroad_2

11 day.s ago i apply for a silver card got we will let you know in 7-10 day.s in todays post was my new silver card with £1000 limit and apr of 24.9%

jazza77

Have Flybe card with £1,000 limit at 24.9% which I've had since January. A couple of weeks ago asked for limit increase, which was knocked back. I see from earlier in this thread that you can have more than 1 Sygma account, but does anyone think I'd be likely to be accepted just now for another account or declined on the same basis as the increased credit limit decision?

Thanks

Jazza

PNPSUKNET

something not right if they knocked you back for an increase after that long

stephane_2

PNPSUKNET wrote: »

something not right if they knocked you back for an increase after that long

Not necessarily, if too close to his limit or too far from it....may trigger a decline for an increase