Sygma Bank Credit Cards

never-in-doubt

izools wrote: »

Lloyds TSB will regret the day they sent me a letter stating I hve a 0.0% overdraft! :eek:

Student account? Thought you worked for the council?

http://www.money.co.uk/current-accounts/interest-free-overdraft.htm

:think::think::think:

never-in-doubt

sutton111 wrote: »

Nah, tbf, his overdraft is £2000 odd, he also has a letter saying it's 0% or something (Lloyds error)

LOL - he had CPD last month. I don't believe it.... haha

Gullible aint in my dictionary matey :beer:

Oh, forgot to say that a simple typographical error does not stand in court - if there is proof that this was an obvious error, they can rescind the facility and issue a fresh one.

They will cancel their mistake by removing the o/d then asking if he wants another at the correct rate of 14.9% or whatever. That is also factual...

Time I went back to my site - [STRIKE]proved enough points[/STRIKE] caused enough bother for one night me thinks :rotfl::rotfl:

PNPSUKNET

he could do both, be a night time student and work in the day not really that hard these days

Cash_Flow

sutton111 wrote: »

Yeah he did, he made a substantial saving on his interest too.

I thought so.
:money:

never-in-doubt

PNPSUKNET wrote: »

he could do both, be a night time student and work in the day not really that hard these days

but he's not... also student accounts are stricter and do not work like that, he'd have a structured o/d dependent on what year/term he is in...

I'm not just saying these things - it's true and if you sit back and think about it, look at it closely to spot the errors.

As I was taught, to be a good liar you first need a good memory - did I forget to mention he's what 21 and a discharged BR as well? :rotfl::rotfl:

Cash_Flow

never-in-doubt wrote: »

LOL - he had CPD last month. I don't believe it.... haha

Gullible aint in my dictionary matey :beer:

Oh, forgot to say that a simple typographical error does not stand in court - if there is proof that this was an obvious error, they can rescind the facility and issue a fresh one.

They will cancel their mistake by removing the o/d then asking if he wants another at the correct rate of 14.9% or whatever. That is also factual...

Time I went back to my site - [STRIKE]proved enough points[/STRIKE] caused enough bother for one night me thinks :rotfl::rotfl:

Yeah !!!! off................. only joking

never-in-doubt

sutton111 wrote: »

Yeah he did, he made a substantial saving on his interest too.

so he told you mate, so he told you!

Hey, I just got a post office credit card at 0% on everything for the next 20 years and it came with a £20k limit....

Do you believe me? Nope, then tell me why an ex bankrupt at 21 years of age would get ANY deals? They quite simply do not, they get the shittiest deals out there, after current bad debtors... that is industry fact....

I'm just sick of the BS mate - no need for it as he is giving people false illusions.... its not what i'm into, i'd rather give accurate advice or I tend to avoid answering... :rotfl:

izools

Take the p*** and insinuate all you want.




It's not a student account, but a platinum current account. I do work for the Council. The APR on the OD should be 12.9% but the letter confirmed 0.0%. TBH I don't really mind if they charge me 12.9% because that beats the 24.9% I would have been paying Barclaycard and Sygma Silver over the next five or six months paying it off.

Anything else you want to accuse me of lying about so that I can prove you wrong yet again?

EDIT: And I'm not 21, I'm 24.

callum9999

ElkyElky wrote: »

If it's free, I certainly wouldn't complain. However, I wouldn't fly with any budget airline if I bought the tickets myself.

It's not free though which is pretty annoying. They still charge you the tax and charges, which means even if redeeming the air miles fully, its usually still cheaper to get a ryan air flight!

sutton111

izools wrote: »

Take the p*** and insinuate all you want.



It's not a student account, but a platinum current account. I do work for the Council. The APR on the OD should be 12.9% but the letter confirmed 0.0%. TBH I don't really mind if they charge me 12.9% because that beats the 24.9% I would have been paying Barclaycard and Sygma Silver over the next five or six months paying it off.

Anything else you want to accuse me of lying about so that I can prove you wrong yet again?

Are you going to do your other Sygma card too?

Think of the interest saving!!