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Sygma Bank Credit Cards

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  • costaerer
    costaerer Posts: 648 Forumite
    WELL. im saying there was a search by them in april but nothing has been updated as of this week!
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    With equifax your file is updated daily
  • costaerer
    costaerer Posts: 648 Forumite
    so then no search. how weird is that!?!
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Have you checked today
  • costaerer
    costaerer Posts: 648 Forumite
    yes i got a credit report today which is the 19th, and im showing a search for the 18th which was the additions account i set up!
  • scott_lithgows
    scott_lithgows Posts: 1,427 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    kilasuit wrote: »
    its another 6month BT card for me and thats what i wanted

    They refused me a 0 % for 6 months balance transfer of the myworld card although it said the card had this on the application page.It,s soon to be closed.
    I have a deep burning indifference
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    when you apply it isnt AUTO-Declined if you've applied within 6 months its auto-referred with a definate decline if you dont speak to an underwriter.

    CONFIRMED to me twice on the phone by SGYMA UNDERWRITERS

    As you have applied within 6 months to creation (who back sygma) its auto-referred which will lead to a decline IF you dont call the U/W team.

    I've said this probs 10 times just 2day what doesnt people get?
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    They refused me a 0 % for 6 months balance transfer of the myworld card although it said the card had this on the application page.It,s soon to be closed.
    MYworld

    Read and see if it states anywhere if the 0% for 6 months is Subject to Eligibility and acceptance.

    I think you'll find it doesnt and there for is a definate Automatic 0% for 6 months so if i were you i'd argue it.

    I know i will if they say them same to me.
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    In their credit agreement it will say that they can refuse/stop any offer on balance transfer without giving any prior notice...it is not because it's on their website that they have to accept it...
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Gesture of good will my friend.
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