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Sygma Bank Credit Cards

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Why are you subject accessing them?

    If you had any fraud markers on your files, you wouldn't of got a new Sygma card or anything else you've got recently.

    Sygma search Equifax who do not check N-Hunter as this is an Experian based product.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I kno of this Sutton & Innocent but tbh i'm just curious if there is any data held on their systems about me.

    HSBC for example i reckon used the search i had done on me back in feb as i havent seen a single search from them other than that.

    Equifax searching products i seem to do fine with OTH Experian i seem not to get nething thou maybe i'm just being a tad over-sensitive seeing as i dislike Experian unless there really is data on N Hunter which there shudnt be but its better to check than not at all.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 July 2010 at 5:15PM
    kilasuit wrote: »
    I kno of this Sutton & Innocent but tbh i'm just curious if there is any data held on their systems about me.

    HSBC for example i reckon used the search i had done on me back in feb as i havent seen a single search from them other than that.

    Equifax searching products i seem to do fine with OTH Experian i seem not to get nething thou maybe i'm just being a tad over-sensitive seeing as i dislike Experian unless there really is data on N Hunter which there shudnt be but its better to check than not at all.


    Well TBH i used to think the same, I always got declined by companies searching Experian, but, things seem to change when Capital One opened me an account back in January, things have changed a little.
  • Just accepted for a Creation card. Don't know limit as yet but asked for £2900 balance transfer. Will keep you posted on APR and limit.

    Update: They gave a me a £5000 limit :)
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    Just been accepted for Creation card with £2000 limit.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sscott5581 wrote: »
    Just been accepted for Creation card with £2000 limit.


    Congratulation Scott!!:D

    Was it an instant accept?

    So what have you got now in credit terms?
  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    sutton111 wrote: »
    Congratulation Scott!!:D

    Was it an instant accept?

    So what have you got now in credit terms?

    Thanks, it wasn't I received an acceptance e-mail today after applying the other night and phoned today to ask limit.

    I now have Natwest £1800, Capital One £2100, Barclaycard £2500 and Bank of Scotland £3450 cards however Im going to cancel Capital one when I receive creation, Empire £1000, Very £1000 and Next £1000 catalogues - I cut limits back to £1000 as they were getting far too high.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Sutton, what was the result of your my world app?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sscott5581 wrote: »
    Thanks, it wasn't I received an acceptance e-mail today after applying the other night and phoned today to ask limit.

    I now have Natwest £1800, Capital One £2100, Barclaycard £2500 and Bank of Scotland £3450 cards however Im going to cancel Capital one when I receive creation, Empire £1000, Very £1000 and Next £1000 catalogues - I cut limits back to £1000 as they were getting far too high.

    When did you apply, and was it over the internet?

    I applied last Friday afternoon and it was referred.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sutton, what was the result of your my world app?

    Well, I rang them up and I spoke to a nice girl and she rang through to the Underwriter on my behalf and the UW told me to wait and I should hear soon.

    So Shall I ring them again and pester some more or wait. The curiosity gets the better sometimes. :cool:
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