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The Sub Prime Credit Thread - Part V

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    edited 30 July 2010 at 11:03PM
    mart1711 wrote: »
    If people are interested they can go to photobucket dot com, search for people and search for mart1711 and there i have uploaded a pic of my new Metrobank card incase anyone else is thinking of getting one!!!

    Who did they credit check mate? Was it an easy application?

    I'm popping down there tomorrow so wanted to know the process. Find it quite interesting that they can print the cards onsite.

    Thanks
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Are you keeping Barclays? I've closed Abbey and Yorkshire myself.

    I didn't realise your Barclay's Bank card was contactless! Have you used it as anywhere which is contactless?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Who did they credit check mate? Was it an easy application?

    I'm popping down there tomorrow so wanted to know the process. Find it quite interesting that they can print the cards onsite.

    Thanks

    Didn't realise that they could do that. Other Banks should do this at branch level, especially Santander, as they send cards to wrong addresses all the time.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Are you keeping Barclays? I've closed Abbey and Yorkshire myself.

    I didn't realise your Barclay's Bank card was contactless! Have you used it as anywhere which is contactless?

    Am closing Barclays & Barclaycard! Still waiting for Santander complaints team to close my accounts!

    Barclays contactless works good on the paperstands.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Didn't realise that they could do that. Other Banks should do this at branch level, especially Santander, as they send cards to wrong addresses all the time.

    Very handy to have card printing onsite.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 30 July 2010 at 11:19PM
    Am closing Barclays & Barclaycard! Still waiting for Santander complaints team to close my accounts!

    Barclays contactless works good on the paperstands.....


    I know co-op are starting to accept contactless technology soon!

    Oh, I'd love a Barclaycard, but I just have to make do we pics (saddo) lol. Card !!!!!!! :rotfl:
  • mart1711
    mart1711 Posts: 7 Forumite
    not sure who they check ill take a look nothin showin on experian yet cant get on equifax atm, apparently each branch will have 2 card making machines at cost of £120,000 each so the manager told me, they were mega helpful gave free gifts. The main thing for me is i have a small contracting firm and get a lot of cheques the opening hours will be great to deposit before/after work etc. Got a credit card at flat rate of 13% too
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    mart1711 wrote: »
    not sure who they check ill take a look nothin showin on experian yet cant get on equifax atm, apparently each branch will have 2 card making machines at cost of £120,000 each so the manager told me, they were mega helpful gave free gifts. The main thing for me is i have a small contracting firm and get a lot of cheques the opening hours will be great to deposit before/after work etc. Got a credit card at flat rate of 13% too

    Do you have a good credit rating? Also what limit did they issue you?

    Thanks
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • mart1711
    mart1711 Posts: 7 Forumite
    Credit is not too bad mate, got £500 o/d and £3000 c/limit. To be honest my only aim was to get the business bank account from them, the regular personal accounts are pretty bog standard to be honest but the business deals are pretty damn good compared to natwest who im currently with. Manager also told me that the bank will be able to send faster payments from sep/oct and that online banking will be up and running next week!!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    BTW thanks Innocent for posting the cards!!

    You could of some them individually front and back but hay! :P lol
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