The Sub Prime Credit Thread - Part V

sutton111

chexum wrote: »

With my (non HSBC) accounts, I've found that they send updates (mostly) monthly dated the same day after the statement, but not necessarily on that day. So if they update on the 6th, and your statement on the 8th, it may take at least two more weeks before you'll see it. (And I've seen them missing a monthly update at a time).

I had my first statement on Monday, dated the 14th of July. I keep checking it everyday. Lloyds have set there's up already and that was exactly 4 weeks ago today.

Zack1

Got back from holiday earlier.... Vanquis have declined me! Clowns!! :mad:

stephane_2

Zack1 wrote: »

Got back from holiday earlier.... Vanquis have declined me! Clowns!! :mad:

Why are you not giving Sygma a try, depends on how your equifax file looks like.

sutton111

Zack1 wrote: »

Got back from holiday earlier.... Vanquis have declined me! Clowns!! :mad:

Hold on........ I thought they had actually accepted you?

samwsmith1

I managed to make a payment of £1 to my vanquis account through internet banking, So I think I'll set a payment up to pay it a couple of days after the statement date.
Do people think this would work ok, given the processing time etc?

fawinds

sutton111 wrote: »

Funny you said that, because they told me I opened my in February last year. It's says on their system i've been a customer since February 2009. How odd because I never got accepted until June 2010.

I have just opened mine on 30th June and when I got access to internet banking I realised they had my phones and email address from an application I made one year ago.

BTW, how long did it take to receive the debit card and PIN, I haven't received mine yet. How were they delivered?

kilasuit

fawinds wrote: »

I have just opened mine on 30th June and when I got access to internet banking I realised they had my phones and email address from an application I made one year ago.

BTW, how long did it take to receive the debit card and PIN, I haven't received mine yet. How were they delivered?

Same here about contact details.

i got debit card within 2 days and pin within 5. Which for where i live i was astonished. Just via Royal Mail.

kilasuit

sutton111 wrote: »

Funny you said that, because they told me I opened my in February last year. It's says on their system i've been a customer since February 2009. How odd because I never got accepted until June 2010.

1st application made in feb 09 then?

Was it in branch or online?


As i made 1st april 09 online was declined didnt bother to chase it and look where i am now after applying in branch.

fawinds

kilasuit wrote: »

Same here about contact details.

i got debit card within 2 days and pin within 5. Which for where i live i was astonished. Just via Royal Mail.

Strange, I have not received mine yet. Not even the PIN.

I opened a green account and was registered for internet banking only yesterday. Wonder if this has something to do with the delay.

kilasuit

i registered for IB within like 3 hours of account opening. I had my unique ID on the sheet that had my Acc no and sort code on it.