The Sub Prime Credit Thread - Part V

costaerer

blah blah blah....another one added to ignore list.

stephane_2

aron. wrote: »

why u asking this lot

theyll encourag eyou to apply for a hundred other cards before the evening is out

theyr ejust trying to score points against each other :d:d:d:d:d:d:d:d:d

and !!! Likkin by thanking each others posts when it means !!!! All other than in their own pathetic sub prime minds :d:d:d:d:d

Have you been to school, are you educated...you look like a low life to me desperate to seek attention for himself

costaerer

http://creation.co.uk/about-us.html

creation do finance the sygma cards, as well as dfs, scs, currys etc.......

stephane_2

Thank you moderators this time they've been very quick getting rid of the troll....:beer:

sutton111

stephane wrote: »

Have you been to school, are you educated...you look like a low life to me desperate to seek attention for himself

Quick off the mark tonight in removing the noob from the site.

samwsmith1

Managed to use my vanquis for paypal verification and ebay now, just waiting for my pin so I can use it in the shops now .
Can anyone say why despite £1 for paypal going out my balance is currently £0?
I was hoping to pay it off in full before the statement date because we go on holiday 30th and statement date is the 6th.

DizzleUK

samwsmith1 wrote: »

Managed to use my vanquis for paypal verification and ebay now, just waiting for my pin so I can use it in the shops now .
Can anyone say why despite £1 for paypal going out my balance is currently £0?
I was hoping to pay it off in full before the statement date because we go on holiday 30th and statement date is the 6th.

Do you mean the £1 hasn't shown up as being debited from your Vanquis card? If so, don't worry about it, it'll show up in a day or two. Vanquis online service is not as live as we would like it to be.

DizzleUK

sutton111 wrote: »

Quick off the mark tonight in removing the noob from the site.

Yeah, it always seems to be worst on a Sunday evening and "he" knows it.

samwsmith1

DizzleUK wrote: »

Do you mean the £1 hasn't shown up as being debited from your Vanquis card? If so, don't worry about it, it'll show up in a day or two. Vanquis online service is not as live as we would like it to be.

This is what's showing up:

ACCOUNT BALANCE
Balance carried forward£0.00

Credits to your account£0.00

Debits to your account£1.00

Current balance£0.00It is showing on the right as taken out, just not showing up on the balance.
If I setup a payment on my internet banking now for a £1 to test it will it matter?

DizzleUK

samwsmith1 wrote: »

This is what's showing up:

ACCOUNT BALANCE
Balance carried forward£0.00

Credits to your account£0.00

Debits to your account£1.00

Current balance£0.00It is showing on the right as taken out, just not showing up on the balance.
If I setup a payment on my internet banking now for a £1 to test it will it matter?

The current balance won't show as £1.00 for a couple of days until the payment has cleared. It's recognised that you have spent £1 somewhere, but as with all accounts it takes a few days to match everything up.

As for setting up a payment for £1, I don't really see the point. Your statement will be produced soon enough and you can pay it then. If you pay before your first statement you'll probably confuse their computers into thinking there should be a minimum payment due somewhere but can't figure out where.

If your statement is due on the 6th August, then the minimum payment will be due on 27th August. You're not going away for a month are you?

If you pay your balance in full before 27th August you won't be charged interest.

*edit* though if you are intending to spend and then clear the balance with the intention of using it whilst on holiday that will be ok so long as you leave some sort of balance for them to put on your statement so there is a payment due. In theory it shouldn't make a blind bit of difference, but this is how fu*k ups happen.