The Sub Prime Credit Thread - Part V

stephane_2

Well,as I said you may want to query it with experian or directly with your creditors...unfortunately there is not much we can do here.

costaerer

the phone number given was for flybe not silver

paulmcerlean

About 6 months ago, I posted on here stating that with my lack of credit history despite being in my mid twenties, I was unable to get a credit card of any kind. I was declined by Vanquis, Capital One, Aqua, Barclaycard.

My only credit was my current account and car finance.

I was told by the kind folks on here, to apply for a catalogue (did and accepted with very) and to wait 6 months and build up some green zeros.

Well, I did just that, so today with 6 months of current account, very.co.uk. car finance green zeros, I applied to Aqua again (6 months to the day of my original application, and I am pleased to say I was accepted immediately. Please see below)

Application Reference - XXXXXXXXXX

Mr X XX XXXXXXXX

Thank you for your recent application for an aqua credit card. We are delighted to tell you that it has been approved and that you have been granted an estimated credit limit of £800.

Within the next 10 working days you will receive a letter from us confirming this. All you need to do is read, sign and return the signature form to us.

Upon receipt of your signed credit agreement form, your new PIN number will be despatched. You will then receive your new card within 10 working days.

Thank you again for your application, we look forward to welcoming you as a new and valued customer.

I am proof that perseverance and paying on time will net you a card. I look forward to moving up the ladder over the next year!

Thanks guys!

stephane_2

costaerer wrote: »

the phone number given was for flybe not silver

The number for silver is 08713769224 or 01217126970

costaerer

paulmcerlean wrote: »

About 6 months ago, I posted on here stating that with my lack of credit history despite being in my mid twenties, I was unable to get a credit card of any kind. I was declined by Vanquis, Capital One, Aqua, Barclaycard.

My only credit was my current account and car finance.

I was told by the kind folks on here, to apply for a catalogue (did and accepted with very) and to wait 6 months and build up some green zeros.

Well, I did just that, so today with 6 months of current account, very.co.uk. car finance green zeros, I applied to Aqua again (6 months to the day of my original application, and I am pleased to say I was accepted immediately. Please see below)

Application Reference - XXXXXXXXXX

Mr X XX XXXXXXXX

Thank you for your recent application for an aqua credit card. We are delighted to tell you that it has been approved and that you have been granted an estimated credit limit of £800.

Within the next 10 working days you will receive a letter from us confirming this. All you need to do is read, sign and return the signature form to us.

Upon receipt of your signed credit agreement form, your new PIN number will be despatched. You will then receive your new card within 10 working days.

Thank you again for your application, we look forward to welcoming you as a new and valued customer.

I am proof that perseverance and paying on time will net you a card. I look forward to moving up the ladder over the next year!

Thanks guys!

nice!!!!!!

kilasuit

costaerer wrote: »

the phone number given was for flybe not silver

its for the flybe team BUT its actually just Creation finance and Sygma Bank so can help you with any enquiry

use option 1 then 3 and then Ask to speak to the underwriters adnd then when they put you through to the underwriters explain the situation to them

stephane_2

kilasuit wrote: »

its for the flybe team BUT its actually just Creation finance and Sygma Bank so can help you with any enquiry

use option 1 then 3 and then Ask to speak to the underwriters adnd then when they put you through to the underwriters explain the situation to them

I don't think he'll do it....he won't know what to ask/say to them....I suppose he just have to wait for the letter

costaerer

Creation Consumer Finance Ltd - is this Sygma???

costaerer

stephane wrote: »

I don't think he'll do it....he won't know what to ask/say to them....I suppose he just have to wait for the letter

guna call. got a feeling i applied back in april, though i dont remember doing it.

stephane_2

Yes it is......