The Sub Prime Credit Thread - Part V

sutton111

stephane wrote: »

I can now confirm 100% that Currys finance is provided by Creation Ltd

Oh, brilliant, I may stand a chance then.

Problem being do they sell iPad's in PC World or Curry's stores :S

stephane_2

Yes they do....in Currys anyway and am almost certain PC world as well as part of same group....

stephane_2

sutton111 wrote: »

Oh, brilliant, I may stand a chance then.

Problem being do they sell iPad's in PC World or Curry's stores :S

If you are buying an iPad, it's BRILLIANT...using mine all the time

sutton111

stephane wrote: »

If you are buying an iPad, it's BRILLIANT...using mine all the time

Just my local PC World seems to have disappeared. The one draw back is the whole flash issue!

What version do you have?

stephane_2

The 32GB wi-fi...it is true that it would be best if they allowed Flash but am sure that they will do it eventually as they are under so much pressure to do so...

BugsyBrowne

stephane wrote: »

No not correct.....Currys is Creation

My apologies i was thinking comet,which is santander.

ElkyElky

sutton111 wrote: »

Just my local PC World seems to have disappeared. The one draw back is the whole flash issue!

What version do you have?

I think they are merging PC World and Curry stores. Both of my local stores have merged in to one building.

Both stores used to let you apply for finance online but when they changed to creation finance, they stopped. Can only apply in store now which is stupid.

seeya23

Good morning !!!! off work today :j:j

onefortheroad_2

got my jjb pin number today 9 days after i got my card

safc118

ElkyElky wrote: »

I think they are merging PC World and Curry stores. Both of my local stores have merged in to one building.

Both stores used to let you apply for finance online but when they changed to creation finance, they stopped. Can only apply in store now which is stupid.

Just confirming a few things as i have a few inside answers to your thoughts

currys do use creation finance at the moment there are 2 options

1. £249.99 or over 2 and 3 year finance with 19.9% apr (10% depo required)
2. 1.5k and that rate goes down to 9.9% apr over 2 or 3 years (10% depo required again)

most of the currys/pc world stores sell iPad (approx 300 out of 500 atm so if there is a big store by you that will be the 1 to go for)

and yeah as a part of the renewal and transformation plan they initally were upgrading stores individually however they did a few trials and they found that combining and upgrading the stores had a much higher increase in sales with lower costs (by only having 1 lease not 2)

If you would like my advice wait until christmas as they will be adding BNPL to the finance options although there is always the pesky £25 admin charge

:money: