The Sub Prime Credit Thread - Part V

kilasuit

Red_Rabbit wrote: »

Hi

how did this result? was it accepted?

failed score but since then got 2 sygma cards

Its-A-New-Age-Thing

kilasuit wrote: »

failed score but since then got 2 sygma cards

sygmas a weird one i asked for a credit limit increase from my starting limit of £1000, REJECTED

asked aqua for a credit limit increase got an increase from my startin limit of 800 to 1050

and on my fourth statement from from my cap1 progression card got an increase from 300 to 800

and since havin my vanquis card since january been given no limit increase from its startin limit of 500

havent went over my limit on any cards or missed any payments on anythin

ALL A BIT WEIRD

Tesco_Tom

izools wrote: »

Definitely Consider Capital One Classic and Aqua before Vanquis as they are cheaper to service

After above advice I applied for Aqua and got letter today asking to sign credit agreement and return form. Does this mean I have definately been accepted?

At the bottom of reply slip (in the 'for office use only' bit), it says the following:-

450 Ref No. XXXX Name.

Does this mean my credit limit will be £450?

Thanks

izools

Tesco_Tom wrote: »

After above advice I applied for Aqua and got letter today asking to sign credit agreement and return form. Does this mean I have definately been accepted?

At the bottom of reply slip (in the 'for office use only' bit), it says the following:-

450 Ref No. XXXX Name.

Does this mean my credit limit will be £450?

Thanks

Yes,

and Yes (I presume you mean the first three digits in the "Don't mark below this line" line?)

Well done! :beer: Had a bash for the Cap 1 Classic?

Tesco_Tom

izools wrote: »

Yes,

and Yes (I presume you mean the first three digits in the "Don't mark below this line" line?)

Well done! :beer: Had a bash for the Cap 1 Classic?

Seems like I am back on the road again. :j

Thanks for your initial advice and feedback on above. Is it OK to apply for a Cap 1 classic now or will it be too many searches? Cap 1 were previously one of my creditors on the DMP (until I reclaimed charges !!) so a bit dubius about applying.

big_Daddy_Dave

got declined by aqua

will try again in 6 months

izools

Tesco_Tom wrote: »

Seems like I am back on the road again. :j

Thanks for your initial advice and feedback on above. Is it OK to apply for a Cap 1 classic now or will it be too many searches? Cap 1 were previously one of my creditors on the DMP (until I reclaimed charges !!) so a bit dubius about applying.

two to three credit searches in six months is fine, any more and it's time to hold off for a while.

A lot of people who ran into trouble with Capital One have been re-accepted as a customer, some whilst they are still paying off an old cap 1 default!

kazimojo69

Hi

I received a letter in the post ( a standardised one) - to say I had automatically accepted for Vanquis. Fill in this form and send back ....

Does that mean I will def get a vanquis card or is it just a marketing tool?

izools

If you check the working it probably says you've been auto accepted to apply for a Vanquis card

devilswife

I applied and sucessfully got the vanquis card a couple of weeks ago, so today I thought I would apply for capital one, a message came up at the end after the 3 green ticks saying they needed to do some additional checks and would contact me in 7 days. Is this a bad sign? lol
TIA