~NRP~ Help Needed Desperately!~

RAS

Hi

Reaslly it is easy to sort out the bailiff issue.

Draw up a list of anything that OH did bring into the household or has bought since you have been together. He then sells you all these goods for say £5. You give him the fiver (literally) and sign the receipt.

If the bailiffs get stroppy, you can organise a statutory declaration stating that all the contents of the house are yours, which is true once you have done the above, and get a solicitor to witness your declartion. The cost of this is about £5, a tenner if the firm are a bit pushier.

Didismump

Thanx for that RAS..but what about ALL the things that were mine ( this sounds awful as they ARE 'ours'..but were mine before we were together) that I have no receipts for???...
Everything was bought by me either prior to us being together OR since being together ( mostly as my OH is totally colour blind with ALL colours too..so leaves me to buy what I like)..but was ALL bought years ago...
We are not ones to buy new things willy-nilly...'If it ain't broke, don't fix it' is my motto...so its all well over the 7 year thingy when you SHOULD keep receipts/guarantees etc..
So..how do I prove what was/is mine....
(JUST incase the Bailiffs somehow gain access...(Hopefully NOT )

ilovemykids1979

alsco be aware nasa have stakes in the csa so its in there intrests to get has much money has possible, im not saying there not helpful but its abit dodgey dont you think.

DX2

ilovemykids1979 wrote: »

alsco be aware nasa have stakes in the csa so its in there intrests to get has much money has possible, im not saying there not helpful but its abit dodgey dont you think.

Behave yourself :rotfl:

bdt1

ilovemykids1979 wrote: »

alsco be aware nasa have stakes in the csa so its in there intrests to get has much money has possible, im not saying there not helpful but its abit dodgey dont you think.

Would be very interested in where you got this information and what evidence is available of this, I have found NACSA a fabulous support in my fight against an incorrect CSA assessment, and the subsequent LO, CCJ , and charge on my house as a result - it is just about resolved, but NACSA were extremely well informed and gave concise, consistent advice - unlike CSA!

Just interested that's all :cool:

kelloggs36

NACSA only have a self interest - ie they want to beat the CSA! So no, they aren't dodgy at all, but extremely knowlegable and helpful.

Didismump

Ok...anyone help with this one??
Have looked into the Declaration of Trust that I took out in 2001 having placed LOTS of money down as a deposit for 'our' home which is in my Fiances name only ( on the mortgage)..
Having now read the Declaration it states quite plainly in paragraph 2...
''Party A (OH) hereby acknowledges and confirms that the net proceeds of the sale of Party B's (mine) previous property at ( address) the sum of £******** together with all costs and dispursements of the purchase were provided by Party B absolutely and Party B has registered a Legal Charge against the property to secure these sums plus interest. It is hereby agreed and declared that if the property is sold these sums together with interest will be repaid to Party B....''
So...I was informed either by NACSA or in an earlier post that if there is already a charge in place against the property then the CSA cannot place another on the property..
Is THIS correct?..and if so..does it mean the CSA cannot place a charge on our home?

romanempire

They can put a charge on the property but the charges are paid out in chronological order (as I understand it). Therefore the mortgage lender get theirs first, you get yours and if there is anything left the CSA get theirs (if they manage to get a charge on).

You have actually got a charge on the property? Double check at the Land Registry now (cost about £2 online). If not, do so ASAP - fill the form and pay the fee (£20?).

P.

Didismump

romanempire wrote: »

They can put a charge on the property but the charges are paid out in chronological order (as I understand it). Therefore the mortgage lender get theirs first, you get yours and if there is anything left the CSA get theirs (if they manage to get a charge on).

You have actually got a charge on the property? Double check at the Land Registry now (cost about £2 online). If not, do so ASAP - fill the form and pay the fee (£20?).

P.

Fill the form and pay WHAT fee????..What is the £20 for???

romanempire

You have actually got a charge on the property?

Double check at the Land Registry now (cost about £2 online).

Its a sequence. Don't worry about later steps until you've completed earlier steps.:)

A.B.C.