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museumworker's quest to consign mortgage to history!
Comments
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Great OP!
I have read India Knight and loved it, thanks!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Glad you like India Knight, I thought it was a good fun read.
A surprise OP made tonight... OH did some banking whilst I was away and transferred the car loan (£5K) completely into the current account linked to our mortgage. We actually have no idea how to transfer it back, as we haven't activated our cards (and not quite sure where they are).
So, with OH's firm insistence, we have decided to pay half in and leave the rest sitting there incase we need to access it urgently. We have £2,200 in our savings account too.
So, in short, £2,500 OP made today :j:j:j:j!
(oh, and £8.75 OPed from Ama$on sales!)Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Ooooo well done on the surprise OP mw!!
you are going great guns with the OPing now!!
Also love the India Knight bk and the living on a pound a day book - slightly more extreme for sure but has some great ideas for increasing thriftyness!0 -
£9.54 OPed from tcb payoutMortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Deleted_User wrote: »Ooooo well done on the surprise OP mw!!
you are going great guns with the OPing now!!
Also love the India Knight bk and the living on a pound a day book - slightly more extreme for sure but has some great ideas for increasing thriftyness!
What's included in the £1 for a day? just food and non-essentials or everything like water bills etc etc?Updating soon...0 -
Thanks tyo
I am very happy with the OPs, much better than I anticipated.
Courgette - the book is this one:
http://www.amazon.co.uk/How-Lived-Year-Just-Pound/dp/1906593124/ref=sr_1_1?ie=UTF8&qid=1310677987&sr=8-1
It is a diary type account of how she lived on £365 in a year. Her rent and I think bills were not included. However, it did include all food, travel, clothes, holidays etc... it is definitely worth a read as she had to get very inventive!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
well done again mw!
yep Courgette the book is good and has a lot of creative ideas for cheap living- the £1 isnt rent and bills but still had some fab ideas for cutting spends down0 -
Evening all! Am sooo glad it's Friday :j:j!
Money seems to be disappearing left, right and centre at the minute. We have settled up with friends for trip away (£300), booked ferry (£300, with 5% cashback) and paid outstanding amounts left to school (another £300, but is so worth it if I stop getting hassle from the school. I am such a bad mum, rubbish at paying school
).
I have also done appallingly at my £10 a day challenge, currently at £60 and officially half way through the month.
*MW sits in the naughty corner for a bit*
I am going to make up for it though. I have just applied for PO Credit Card - £50 cashback with tcb, and as it is free listing weekend, plan to put up my most high value stuff on Sunday. I have taken some meat out the freezer to make tomorrow night's meal, and think I can edge through the week on a small food spend. Although we have run out of Lidl mini-magnums and their luxury vanilla ice-cream, which is a store cupboard basic in this house! OH and i are planning a family day tomorrow, which will probably be a trip to a nat trust to make use of our membership. If we take flask and sandwiches, it should be cheap too.
Plan for the weekend:
* [STRIKE]put bread on tonight[/STRIKE]
* [STRIKE]hang washing out[/STRIKE]
* do [STRIKE]3[/STRIKE] 2 loads over the weekend
* [STRIKE]write meal plan, using stuff in freezer[/STRIKE]
* [STRIKE]do shop at Lidl tomorrow morning[/STRIKE]
* [STRIKE]have nice family day out and some quality time[/STRIKE] went to Sutton House in Hackney, they happened to have a craft workshop on, related to women's history. DD made a fabric banner asking school to ban football from the school playground :rotfl:. Will be in exhibition end of year. Made scones together this afternoon too so just had a cream tea.
* photograph top 5 most valuable things for sale on ebay
* describe and list 5 most valuable things on eBay
* enter 30 competitions
* watch lovefilm and send back
* card for surrogate mum
* sort out teachers presents (ie rummage through gift box)
* list another 20 cds on Amazon
* exercise. blinking well need it after all the pork pies I ate this week, they were free at work though...
* [STRIKE]order posting bags from fleabay[/STRIKE]
* oh, and try and find time to clean house too...
* friend's house for dinner sun pm
Knackered at the thought! Will have cheap tea of scrambled eggs and pittas from freezer, then bed with trashy novel I carted back from my sister's last week.Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200
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