museumworker's quest to consign mortgage to history!

museumworker

£607.01 OP made today - standard OP and rent from housemate.

Am an an extreme emotional low today, and last night. It has been bubbling under all day, am trying not to ruminate and ignoring the angry tears pricking my eyes. I think it is backlash from such a busy week, and feeling so good. I will share more if I feel I can, but don't feel able to at the minute. I had a swim with DD, and that was nice, but now am home feel !!!!! again.

tootallulah

Can't think of anything non-trivial to say, look after yourself. BRILLIANT overpayment as always.

CathT

Hope today is a better day - fab OP!

[Deleted User]

Well done on the OP mw
Sorry youre feeling low, hope you have a relaxing day today and some tlc for yourself

museumworker

Thanks guys. Burst into tears last night when OH came in and it all came spilling out, he was VERY supportive and said and did exactly the right things to make me feel better. [listened, comforted me, cooked me dinner, and made me a herbal tea followed by cocktail if anyone needs any tips!]

A much better day today, had G&T family event with DD which was very informative and she really enjoyed.

Bought myself a fleecy onesie from primarni today as a cuddly treat, I am now BOILING in it, feels like wearing a teddy costume - if that doesn't cheer me up nothing else will :rotfl:! Part of my preparations for winter.

Did some accounting with OH this evening, have put in next month's mortgage payments into account ready, so made our OP early - another £207.01 :j!

Time for herbal tea, more the killing, and a slice of treacle tart after...

museumworker

ultrarunner wrote: »

museumworker, in the village my Grandparents lived in up in North Wales a lot of the pubs had more folk talking Welsh than English in

Exactly ultrarunner, and it is EXTREMELY important that I understand what my neighbours are saying about me in the pub when I am in my retirement cottage

mitfordsisters wrote: »

Hi museumworker, I would love to go to Greenman again - tho my DH is more into classical music, but might go with a friend or sibling next time. I would have liked to see Midlake - did you see them?

Our mortgage is £202,500 paying 6.3%; £1444 per month, currently overpaying £56 per month. It seems massive! I will chip away at it with bonuses etc. But love all the tips for making a bit of extra cash to throw at it. When we get out of our fixed deal, we should be able to overpay a lot.

Albums I prescribe for you: Dimanche a Bamako by Amadou and Mariam - I wore out my first copy - joyous really... or Saturday Night Fever soundtrack.

Didn't see midlake - they weren't playing this year (I hope, otherwise I missed probably the highlight of the festival :rotfl:!).
Ouch - that mortgage does sound huge. But we were at £1200 pm monthly repayment until we did the loft and remortgaged with a better LTV (and a better interest rate to boot!). We've kept our payment the same, hence the monthly £207.01 standard OP. That way if mortgage rates rise when we come to remortgage we'll be used to it. So keep to £1500 even when you remortgage too! It might be worth having a LTV target in mind, and working out what you need to OP/save to get that?
Not heard of the first band, must look them up. I think we may have saturday night fever on the i-pod . Am going to go for the pj harvey album though. Used to LOVE her when younger, not kept up with her more recent stuff.

CathT wrote: »

There is one in the town and a few in the surrounding villages, difficult to get into though. DH went to a Welsh school until he was 14 then switched and found it difficult. The Welsh secondary is a fab school so it would be nice to get children into that. Otherwise somehow send them over the border and pay for private school!

Unfortunately I need more than a refresher, I should probably make the effort and attend classes! From what I remember from Welsh classes when I switched back to a school in Wales aged 13 we just watched Fireman Sam!

Hope you manage to get them into a welsh primary, it will be worth it even if you have to move DD a year or so in. Sam Sam Tan :rotfl::rotfl::rotfl: - that is still above my language wise but I hope after a year of study I will be able to understand it!

museumworker

Feeling a bit more on top of things now. Woke up stupidly early (6 ish?), had dream somebody tried to steal my handbag in a museum and I rugby tackled them to the floor and was calling for the staff to get the police. Then I woke up heart pumping :rotfl:! Have been having really vivid dreams last few nights, am coming off migraine medication ready for next one so not sure if that's the reason. But that is why I am up so early for me on a sunday.

Weekend to do list alert:

• [STRIKE]order from the book people[/STRIKE] done - includes practice homework books for DD, bday present for DD, a school dictionary for DD as only £2 and Xmas present for friend share allotment with. Just over £25 so free delivery and tcb.
• [STRIKE]pay school online in advance for tea time club, lunch and breakfast club[/STRIKE] done £79 poorer but less likely to receive incessant calls from the school
• check pocket money account
• [STRIKE]ebay listings ending this evening - keep eye out for last minute inane messages[/STRIKE] none! :eek:
• [STRIKE]mccains clicks[/STRIKE] done, not really sure its going anywhere though
• surveys
• [STRIKE]clean house really really thoroughly[/STRIKE] well, it's cleaner!
• [STRIKE]washloads x 2[/STRIKE] one done and on line, second in the machine
• [STRIKE]HM polenta bread for breakfast nom nom[/STRIKE] god it was brilliant! With OH's poached eggs. Have massive bag of polenta trying to use up.
• [STRIKE]food shopping[/STRIKE]
• [STRIKE]visit friends art exhibition[/STRIKE]
• [STRIKE]see other friend[/STRIKE]
• [STRIKE]tidy the clean pile of clothes up FINALLY from my bedroom floor[/STRIKE] :j:j
• kundalini yoga dvd
• get 2 cds ready from amazon sales
• [STRIKE]more ebaying/amazoning if have time[/STRIKE] 10 more high value books listed on amazon

yukkibear

Good to see you're feeling a bit better this morning. Wow that list is huge for a Sunday. Mind you I'm not writing mine it may scare me.

museumworker

yukkibear wrote: »

Good to see you're feeling a bit better this morning. Wow that list is huge for a Sunday. Mind you I'm not writing mine it may scare me.

Go on - we can :eek::eek::eek: each other!

[Deleted User]

glad youre feeling a bit better mw!
double wow on that list for a sunday- good luck!!
Mine involves chilling with a friend and a cuppa this afternoon and possibly a dvd this evening, may hunt out a couple of other amazon sales if I have time too - good luck on yours!! :eek: