Emergency Budget: tax credit cuts for millions

jellyhead

What does the bit in red at the bottom mean please? Is social rented sector council housing and housing associations? Does this mean they won't give full housing benefit to people who stay in a council house after their kids move out?


1.102 Housing Benefit is often criticised as making excessively generous
payments that damage work incentives. To address this, the Government will
remove payments that trap benefit claimants in poverty instead of providing
incentives to work as well as being unfair to the millions of families on low
income who do not depend on welfare. The Government will introduce a
package of reforms to Housing Benefit from April 2011 onwards. This
includes changing the percentile of market rents used to calculate
Local Housing Allowance rates, and uprating these rates by CPI from
2013-14, capping the maximum Local Housing Allowance payable for
each property size, time-limiting the receipt of full Housing Benefit
for claimants who can be expected to look for work, and restricting
Housing Benefit for working age claimants in the social rented sector
who are occupying a larger property than their household size
warrants.

jellyhead

mitchaa wrote: »

However in April 2012, tax credits will be scrapped if you do not qualify for a child element.

http://www.direct.gov.uk/prod_consum_dg/groups/dg_digitalassets/@dg/@en/documents/digitalasset/dg_188581.pdf

That in effect means limit for 1 child will be around £24k

That'll be us too, once the company car is added onto husband's wages. Roughly 30k for 2 children.

So when they say they taper at 40k I suppose somebody with a dozen children would still get some, but those with 3 or less wouldn't.

[Deleted User]

Something good for older people who want to continue working

2.121 From April 2011, people aged over 60 will qualify for Working Tax
Credit if they work at least 16 hours a week, rather than 30 as currently.
(March 2010 Budget)

Indie_Kid

missk9 wrote: »

Re: Income support.... moved down to youngest being 5...

I do support this idea, but where are all these term time only jobs going to come from? I am having trouble getting a term time only job myself!

Do you ot hae child care facilities in your area? Or parents, friends, etc who can help you out?

[Deleted User]

jellyhead wrote: »

What does the bit in red at the bottom mean please? Is social rented sector council housing and housing associations? Does this mean they won't give full housing benefit to people who stay in a council house after their kids move out?

They'll prob pay but reduce how much they give you as the person would no longer qualify to get rent paid for a 3 or 4 bed house. Meaning if you want to stay you pay the rest yourself which should encourage people to move into a smaller place and let someone who needs the bigger property move in.

welshmoneylover

jellyhead wrote: »

What does the bit in red at the bottom mean please? Is social rented sector council housing and housing associations? Does this mean they won't give full housing benefit to people who stay in a council house after their kids move out?


1.102 Housing Benefit is often criticised as making excessively generous
payments that damage work incentives. To address this, the Government will
remove payments that trap benefit claimants in poverty instead of providing
incentives to work as well as being unfair to the millions of families on low
income who do not depend on welfare. The Government will introduce a
package of reforms to Housing Benefit from April 2011 onwards. This
includes changing the percentile of market rents used to calculate
Local Housing Allowance rates, and uprating these rates by CPI from
2013-14, capping the maximum Local Housing Allowance payable for
each property size, time-limiting the receipt of full Housing Benefit
for claimants who can be expected to look for work, and restricting
Housing Benefit for working age claimants in the social rented sector
who are occupying a larger property than their household size
warrants.

I hope so, why should they receive HB when they no longer need a bigger house.
HB payments in this country are a drain on resources. In my view, he hasn't gone far enough and should abolish HB payments all together.

Emmamumof2

DaiJoA wrote: »

One thing that I hoped would have been addressed but hasn't is the 'funding' for children from age 3 for 15hrs of nursery care/education each week, which sounds great on paper until you realise that those 15hrs cant be taken as two seperate whole-day sessions, or anything remotely resembling anything that could allow the mother to go to work - the 15hrs are worked out as five 2 1/2 hour sessions, one per day, which is totally and utterly useless when it comes to helping the mother back into work, and so therefore a complete waste of public money.

Unless you are lucky enough to have someone to drop off and pick up your child, these hours only go towards lowering the childcare bill or as some 'free time' for the mother - there are countless single mothers at my childs' pre-school who take their children there every day then go back to their paid-for flats to watch Jeremy Kyle etc...don't they realise how precious these pre-school days are? My child only goes twice a week as I'd much rather we spent the rest of the time together.

The age threshold has just been lowered to two and a half so even more money is wasted - why can't they make it just one whole day session, or something that would actually be of some use to people like me who would love a job but cannot find one with suitable hours to work around my child (and because we are living together my partner and I aren't entitled to anything - I would rather go without treats and enjoy being with my child).

Am disappointed that this child care provision is never addressed.

Cant you utilise the funding in a private nursery towards two full days? We used to before our Son went to the local primary school in January. The funding of 15 hours near enough paid for the two whole days a week in nursery? Granted only in term time but that's how it is when you have kids, some nurseries will agree to term time only contracts which means you dont have to pay for the two days out of your own pocket during the holidays when the funding isnt paid and you get to enjoy that time with your kids.

Strawbell_2

I think when the 15 hrs taken depends on your nursery provider, my hrs are 9am - 2pm Mon, Tues & Thurs, which enables me to go to work. They all seem to vary from place to place.

Regards

jellyhead

Lots of childminders drop off and pick up from my local nursery.

As for the mums going home to watch Jeremy Kyle (not sure why you assume that tbh, they might be going to clean the bathroom or do the shopping without their child in tow) I don't see it as a waste of public money. A couple of hours of nursery can be good for a child and I think it would be very mean to a child to keep them at home and then send them to school without that nursery experience. It's only a couple of hours a day so it doesn't stop them from spending quality time with mummy. I used to get the cleaning and shopping done while mine was in nursery so that I could spend the whole afternoon at the park or baking or swimming etc. giving my child quality time.

Nursery when they are 3-4 is more about the child than the mum, it's not just childcare for her to work, it's about playing and socialising for the child.

DaiJoA wrote: »

One thing that I hoped would have been addressed but hasn't is the 'funding' for children from age 3 for 15hrs of nursery care/education each week, which sounds great on paper until you realise that those 15hrs cant be taken as two seperate whole-day sessions, or anything remotely resembling anything that could allow the mother to go to work - the 15hrs are worked out as five 2 1/2 hour sessions, one per day, which is totally and utterly useless when it comes to helping the mother back into work, and so therefore a complete waste of public money.

Unless you are lucky enough to have someone to drop off and pick up your child, these hours only go towards lowering the childcare bill or as some 'free time' for the mother - there are countless single mothers at my childs' pre-school who take their children there every day then go back to their paid-for flats to watch Jeremy Kyle etc...don't they realise how precious these pre-school days are? My child only goes twice a week as I'd much rather we spent the rest of the time together.

The age threshold has just been lowered to two and a half so even more money is wasted - why can't they make it just one whole day session, or something that would actually be of some use to people like me who would love a job but cannot find one with suitable hours to work around my child (and because we are living together my partner and I aren't entitled to anything - I would rather go without treats and enjoy being with my child).

Am disappointed that this child care provision is never addressed.

Emmamumof2

Totally agree Jellyhead my kids have both flourished from going to Nursery! Its about helping them to socialise with other kids and prepare for school!