Emergency Budget: tax credit cuts for millions

kegg_2

flight747 wrote: »

Hang on, not all these money for myself. The CTC, CB, DLA is for my son's money as he went to specialist school and some money such as HB and CT is paying housing benefit landlord for my £527.80 a month rent and paying council tax £84.60 a month.

That leave me with £779.60 per month left with paying all bills, foods, insurance and this isn't fun at all. The rest of money pay towards to the landlord for my house rent and council tax because I am lone parent. The son's mother died at birth, we both had difficulties time and often struggle.

Don't compare me with your job salary to my benefits. The law say I am entitled to. So, I am NOT RICH at all. I would rather go to work but who will give me a job due to my disability and the need of carer of my son on his difficulties disability too.

I would love to have £779.60 per month left to live on each month and my son would be over joyed to have that much pocket money each month.

Sorry if i havent seen all your posts but you and your son are deaf?
I know several deaf people who manage to work and lead productive lives and one of my younger sons friends is deaf and he has plenty of plans for a full education, uni and hopefully well paid job.

Maybe it is time you started looking at what you can do and not what you cant. Life would be much more rewarding for you if you knew you had the satifaction of knowing you are providing for you and yours rather than worrying about how benefit cuts are going to effect you.

Indie_Kid

kegg wrote: »

I would love to have £779.60 per month left to live on each month and my son would be over joyed to have that much pocket money each month.

Sorry if i havent seen all your posts but you and your son are deaf?
I know several deaf people who manage to work and lead productive lives and one of my younger sons friends is deaf and he has plenty of plans for a full education, uni and hopefully well paid job.

Maybe it is time you started looking at what you can do and not what you cant. Life would be much more rewarding for you if you knew you had the satifaction of knowing you are providing for you and yours rather than worrying about how benefit cuts are going to effect you.

Disabilities are different for everyone, believe it or not.

kegg_2

sh1305 wrote: »

Disabilities are different for everyone, believe it or not.

I know plenty about disabitities and the differences for each sufferer thankyou.
My reply was to his stating no one will employ him as he is deaf which might be his limited experience but overall is not the case.
Hopefully if he could have the right encouragement rather than pats on the hand and "there there poor you" type of help he might be able to rejoin the work force, improve his own self esteme and show his son that he is not on the scrap heap before he has began due to his diability.

flight747

Ok no ones take me on my job because I also on poor diabetes, deafness and I do carry on on income support as my jobcentre advise me that I don't have to seek work because my son is also on DLA and I am carer for my son. So, my income support will staying until my son is 18 years old. I just rang up jobcentre worry about benefits cut as they told me not worry as my benefits will remain the same (no cut) as I don't have any income at all as child tax credit will not count on all my benefits, just count as income support as income. They also advise me of free home access grant benefit to my son for his school work with free laptop and free 1 year internet access.

debrag

sh1305 wrote: »

Disabled people need to live on more money. DLA isn't income and isn't counted as such.

I know that just depends what it is meant to cover - care, medicine...

A friend of mine got full DLA but spent it all on going out & having a good time. needed no special equipment, care etc

Would medicine be free anyways?

One friend can't walk, uses a weel chair, had cancer etc but still manages to work full time.

I do feel (having a go at the system not any posters) that once your medicine is covered, your house in sorted, you have everything to live a 'normal' life and CAN work then you should.

scattykat

My oldest daughter is receiving dla, i have a 4 month old aswell and i work and my husband works, the dla pays for our transportation to her many appointments as i do not drive.

I went on some back to work courses after oldest dd was born to help me cope with working and looking after her etc, it is do able but i had to find these courses no one would help me and i paid for them

flight747

debrag wrote: »

I know that just depends what it is meant to cover - care, medicine...

A friend of mine got full DLA but spent it all on going out & having a good time. needed no special equipment, care etc

Would medicine be free anyways?

How would you know if yoir friend going to spend all DLA on going out ? Your friend could be use their spare cash after paying all bills from benefits. DLA is your money to use to spend whatever you need care 24-7 or not.

flight747

I pay my DLA for special interpreter, paying expensive phone bills (using text relay service from typetalk as it take more longer calls on textphone) paying taxi to fetch and drop my son to school every days. Paying my hearing aids batteries at boots (as NHS batteries is no longer in my local GP)

debrag

flight747 wrote: »

How would you know if yoir friend going to spend all DLA on going out ? Your friend could be use their spare cash after paying all bills from benefits. DLA is your money to use to spend whatever you need care 24-7 or not.

because she would go to the bank each payday and spend it all.

sgx.saint

Hi Folks,

I'm hoping someone with more knowladge of the tax credits system, can provide me and my partner with some advice in terms of how the new changes will affect our income through tax credits.

The below is based on the current tax year.

I work 37.5 hours a week, and earn £16000 per year. My partner is currently on maternity leave, and is in receipt of partial pay from work and SMP. Her total pay equates to approx £7200, however for tax credits purposes this equates to around £2500 when taking into account the £100 SMP disregard.

We currently receive around £320 every four weeks in tax credits which is made up of both child and working tax credits.

Our daughter is six months old at the moment, so we also receive the baby element.

My partner returns to work in October and is planning on doing around 16 hours per week whilst our daughter is looked after by family.

My pay will remain the same in the 2011/12 tax year as I work in the public sector. My partners pay will increase and no disregard will be applied after October. Her estimated gross pay as it stands will be £530 monthly. Giving her an annual income of £6451.00 and therefore a joint income of £22451.20.

Based on the above, will we be better off, same, or worse off under the new rules, and if so, by how much?

Appreciate your help, and sorry if this post is a little long and/or confusing!