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Just passed test -insurance!

13

Comments

  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    Surely he isn't a full time student and a full time employee??!
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • Lum
    Lum Posts: 6,460 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Insurance generally have a first job and second job category for situations where someone does part time work in addition to their main occupation.
  • tiamaria
    tiamaria Posts: 1,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    He's at college during the day and works most evenings and weekends

    He doesn't get much time to be a boy racer!
  • shuaibf
    shuaibf Posts: 235 Forumite
    When I passed at 18 even a 1.0 cost me on insurance about 1200 rip off eh but after driving so 5 years insurane is now at 300 yaaas
    Halifax Current Account Overdraft : [STRIKE]£1500[/STRIKE] FULLY PAID OFF:j
    Halifax Credit Card : [STRIKE]£1950[/STRIKE] £1000 Left NOT LONG LEFT
    O2 :( : [STRIKE]£952[/STRIKE] [STRIKE]£600 Left[/STRIKE] FULLY PAID OFF :j
    DEBT FREE BY SUMMER 2010 HOPFULLY :D
    _party_
  • anniecave
    anniecave Posts: 2,476 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If he uses the car to get to work/college then ensure the policy includes commuting to a place of work/study.

    Adding one additional lower risk person normally does reduce the premium. Adding two probably wouldn't make much extra difference but worth a try.
    Indecision is the key to flexibility :)
  • tiamaria
    tiamaria Posts: 1,483 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 19 June 2010 at 9:10PM
    Well I've got it down a bit (Punto), 2.2k with one additional adult and 1.9k with 2!

    Would still like to reduce it a bit more, it's a lot of money for an 18 yr old.

    EDIT 1.7k for the Saxo...
  • POPPYOSCAR
    POPPYOSCAR Posts: 14,902 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 19 June 2010 at 10:50PM
    tiamaria wrote: »
    Someone else said this to me today -seems strange but we'll try that:cool: Is it likely to work out better with one additional adult or 2?

    Also, would it be more beneficial to put him down as a full time student or employed? Both of these can apply to him


    It was cheaper with us both as additional drivers and we put him down as student and working part-time.


    Just read your last post, think you have now found the same.
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It usually makes no difference to the price include commuting, btw. One trick I discovered the other day is including 1000 business miles may actually reduce the premium further.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Things must have changed.
    I used to insure the beach buggy, with a 1600cc engine, with a shorrocks supercharger when I was a student, It was affordable for me then as an only car.
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mikey72 wrote: »
    Things must have changed.
    I used to insure the beach buggy, with a 1600cc engine, with a shorrocks supercharger when I was a student, It was affordable for me then as an only car.
    They really have, I understand. When my father was my age he drove his father's rover SD1 V8, and a friend of his drove his father's jag or something equally ridiculous. Can't quite remember, but my dad said such arrangements weren't uncommon and must have been perfectly affordable at the time.
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