Mackenzie Hall / CCJ

the_don_4

just 1 last thing the debt was from 2002 last payment and only payment made since 2002 was in april 2005 wud this debt still be barred?

rog2

the_don wrote: »

just 1 last thing the debt was from 2002 last payment and only payment made since 2002 was in april 2005 wud this debt still be barred?

If the 'payment' was made by you, and was a genuine payment (not, for example, a Statutory Fee sent with a CCA or SAR request) then, I am afraid, the debt will not be Statute Barred.

jammin_2

rog2 wrote: »

If the 'payment' was made by you, and was a genuine payment (not, for example, a Statutory Fee sent with a CCA or SAR request) then, I am afraid, the debt will not be Statute Barred.

But it will be in April 2011, no?

rog2

jammin wrote: »

But it will be in April 2011, no?

Yes, providing, of course, that the don has not made any further payments or acknowledged the debt in writing.

chev30

can somebody please help me I have had a letter from Mackenzie Hall regarding my blackhorse loan threatning legal action, I tried to speak to them but would not hear my side of the story hence they hung up on me twice, what i am trying to get across to them is that my loan is in dispute with blackhorse but they are saying that it isnt and are after the money what can i do.
aslo blackhosre took the car back because on the repossesion notice (for none payment since 11/07/08, I have a bank statement showing that i paid them on the 15/07/08 as none of their statements of my loan account show that payment but my bank statement does where does that leave me as i feel that they have took my car illegally please help me

the_don_4

well i have still to this date not had anymore contact from mackenzie hall or marlin apart from a letter stating account closed from mackenzie hall so i dont think marlin are intrested in the debt anymore must of sold it to mackenzie hall and they cant have the correct docs for the loan because why would they give up so easy confused.com lol but anyway all good so far:beer:

the_don_4

i would ask them to see the original credit agreement signed by you and ask them for the deed so that they can chase the loan and see wot happens. if they call you tell them you are getting in touch with the oft and that the loan is in dispute and under oft guideline and under there notice they are not to chase debts that are in dispute untill the dispute is closed.mackenzie hall have already had a warning from oft for such practice and all you need to do is remind them of this also tell them all contact from now on be in writing and they are to delete your contact phone number from there files and faluire to do so will be classed as harrassment and watch them jump lol:rotfl::beer: you have come to the right place rog2 will be able to help you he has more know how than me ..

stumpjumper120

chev30 wrote: »

can somebody please help me I have had a letter from Mackenzie Hall regarding my blackhorse loan threatning legal action, I tried to speak to them but would not hear my side of the story hence they hung up on me twice, what i am trying to get across to them is that my loan is in dispute with blackhorse but they are saying that it isnt and are after the money what can i do.
aslo blackhosre took the car back because on the repossesion notice (for none payment since 11/07/08, I have a bank statement showing that i paid them on the 15/07/08 as none of their statements of my loan account show that payment but my bank statement does where does that leave me as i feel that they have took my car illegally please help me

blackhorse wont repo for just 1 inst arrs
how far behind were you at the time?
chk your statement as direct debits are claimed and the bank claim them back so it may show paid then show back in your acct the next day.

Gordon_Hose

I don't know if this has been mentioned or posted, I apologise if it has, but the OFT have prevented MacKenzie Hall from chasing statute barred debts, do a google search on "MacKenzie Hall" - it's the 6th result down.

So if these cowboys are chasing statute barred debts, you should complain to the OFT, who can fine or remove their license.

I can't do links, otherwise I'd link directly to the page.

dopadole

I received a letter in the post today from Makenzie Hall asking me to contact them. I have done this and they have advised me they are chasing me for a debt of £15 and this is dated as far back as........wait for it 14 years ago.. This is totally unbelievable