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Jwil's sorting the debt, the body, the house, the garden and everything else diary!

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  • jwil wrote: »
    I'd love to be my own boss, but I just don't know what I would do. I've been racking my brains today for ideas that we could do ourselves, but short of opening our own ebay shop I'm not sure what we could do. Even if we were to do that I'm not sure there would be enough money in it to make it worthwhile. (Also I haven't the faintest idea about accounting and tax etc :o).

    The accounting and tax thing isn't a problem really - I use an accountant to work out my tax and the accounting is very straightforward. I work in IT which is ideal for working from home. I've spent a lot of time lately trying to work out different ways of running a proper business though - like you, I find it hard to come up with ideas.

    Some day I'll come up with one though. :p
  • jwil wrote: »
    I bought the new Stephen King book today. :jIt is the only author I make an effort to get as soon as it comes out (apart from when the Harry Potter books were being released). It was actually out yesterday, but I couldn't get it anywhere.:mad:

    Now for the moneysaving mantras....

    Did I want it? YES :)
    Can I afford it? errr... probably technically not :(
    Do I NEED it?.......................[STRIKE]NO[/STRIKE] :DYes:D of course!:p

    Hee hee. :rotfl:

    That was me today in M&S armed with £15 of vouchers that were (strictly speaking) meant to buy Christmas presents. Instead I bought myself a pair of nice soft leather gloves. I'm gonna venture a YES to the three MSE questions, to hell with it. :D
  • jwil wrote: »
    I bought the new Stephen King book today. :jIt is the only author I make an effort to get as soon as it comes out (apart from when the Harry Potter books were being released). It was actually out yesterday, but I couldn't get it anywhere.:mad:

    PS Hope you enjoy the book. :)
  • tattycath wrote: »
    I've been packing and posting sales today and managed to list another half dozen items-fingers crossed i get some more sales soon. Well fingers crossed we all get some more sales soon!!! :)

    You are doing well, impressed. :beer:
  • Hee hee. :rotfl:

    That was me today in M&S armed with £15 of vouchers that were (strictly speaking) meant to buy Christmas presents. Instead I bought myself a pair of nice soft leather gloves. I'm gonna venture a YES to the three MSE questions, to hell with it. :D

    Well we can't be money saving for everything! We should be but there are just occassions when a girl has just got to have something! If the worst you get is gloves and books that's pretty good going. I fell off the 3 mantras wagon a couple of weeks ago on a lovely scarf, but I have worn it lots since so don't feel so bad.:p
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    edited 31 May 2011 at 4:42PM
    My £20 vouchers for M & S came from Pigsback today!!!
    Oh and i succumbed to a bit of impulse buying today! half a metre of!! I don't even know what to do with it yet!!! :o Any suggestions??
    off to update siggy!!!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    just won a tenner on a scratch card!!!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Last night I put up an item on ebay for my son and it sold within 5 minutes. I also put up an item on amazon and it has now sold this morning. Both were quite pricey, so that's a total of £106 altogether - he will be a very happy boy.

    One item is parcelled up and ready to be collected and couriered up to Scotland, I'll post the other tomorrow.

    I am adding the profits from these sales to my monthly totals - even though it is not strictly my money, it is household money and I'm a bit shameless like that when I have a target to meet. :D

    How on earth did I miss this post too? Sorry peaceandfreedom! That is a great result for a sale, well done!

    I do the same with my targets too - anything and everything gets added :p
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The accounting and tax thing isn't a problem really - I use an accountant to work out my tax and the accounting is very straightforward. I work in IT which is ideal for working from home. I've spent a lot of time lately trying to work out different ways of running a proper business though - like you, I find it hard to come up with ideas.

    Some day I'll come up with one though. :p
    Me too! :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well we can't be money saving for everything! We should be but there are just occassions when a girl has just got to have something! If the worst you get is gloves and books that's pretty good going. I fell off the 3 mantras wagon a couple of weeks ago on a lovely scarf, but I have worn it lots since so don't feel so bad.:p

    Yes, but peaceandfreedom and yourself are nicely kitted out for winter. I'm entertained as long as I don't leave the house :cool:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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