twinparents07's joint diary 'doing it together'!!

Lindy_-_Loo

No one deserves that, have often felt sorry for refs at my nephews sunday league matches - the boys parents can be lethal!

twindad07

I did get paid for refereeing yesterday - so a happy valentines day takeaway coming our way!!!

twinmum07

I am finding it hard to get online with my dodgy laptop at the moment so have been a bit AWOL but today is my favorite day of the month - my virgin cerdit card has arrived! I love that it used to be my worst day of the month but now I love seeing that those horrible numbers are very slowly and very surely coming down.
I had a friend up to visit for the weekend and we have splashed out on a new crockery set as we got our other one as a wedding pressie 6 years ago and there were too many chips in them. It was £14.90 from IKEA though so it feels like a not too naughty treat! i also bought myself some soap and glory goodies but spent my boots points so there were pretty much free!
I put our updated SOA on our original lightbulb moment help thread and have had lots of great suggestions to bring our outgoings out futher.

I had my first exciting competition win on Friday when a fab jigsaw book came through the letterbox so i feel really smug and determined to try to get back into comping.

My surveying is starting to really plod away and I have already started to build up a stash of Amazon vouchers for Christmas. It is so dull but once i reach payout levels I feel great knowing that the kids will have lovely toys at christmas and that we hopefully won't have had to pay a penny!

I need to have a look back at my 100 day challenge as that will be over soon and we have done very little - oops!

twindad07

Just updated our figures and we're under £31000 and nearly 10% gone but we've had a fairly pants couple months in terms of payments, too many out goings, new bed - other one fell apart, car tax, service and MOT etc, not great but we didn't add to our debt, so in a way thats a small victory.

twinmum07

Our 100 day challenge - ends on 1st March so 8 days to go -oops!

HOUSE
[STRIKE]
-Declutter kitchen
-Declutter dining room
-Declutter larder
-Declutter front room
-Clear mount ironmore
-Declutter bedroom
[/STRIKE]-Declutter junk cupboard - floor has been cleared so just the shelves to go

MONEY
-Pay £1443.41 off Virgin card - £1016.17 paid, £427.24 to go according to our statement today but doesn't account for little payments since wednesday and can hopefully muddle this together on payday next Monday
-[STRIKE]Make £1000 over the 100 days[/STRIKE] - largely from tax rebate rather than the hard work on our behalf it should have been1

US
-B lose 20% of Oct 10 body weight so lose 41lb - 30lbs lost, 11lbs to lose in 8 days so i think not
-J lose 15% of Oct 10 body weight so lose 33lb - 17lbs lost, 16lbs to lose in 8 days!
-B to be able to run 5k (no walking!) - nope!

BUSINESS
-Get all stock on website
-Sort ending franking contract
-[STRIKE]Sort ending World Pay[/STRIKE]
-Move 10 categories to ebay
-Do 5 craft fairs - 2 done
-[STRIKE]Do SMC accounts[/STRIKE]
-Do P accounts

Looks like we are going to have a very, very busy half term!

Pinky15

Looks like a good list you have going there!
Well done on knocking 10% off your debt already - it's going in the right direction guys and like you say its hard at times not too add to it with everyday things cropping up! - nice one:)

Peelerfart

reported Charlotte Yasini

twindad07

Payday today so time to get back on track. We need to get back to monthly shopping, every time we go shopping we spend far too much. For the last two months we have spent double what we should be on food. Thats through our poor planning, if we stick to our meal planner we should be able to save money to put towards our debts.
I got an extra pay today from a Saturday revision session I did so I've sent the extra pay to Virgin CC, and hopefully we can get rid of that card in the next 6 or so months.

twinmum07

Been AWOL and very off task for a few months but renewed motivation to get cracking with the debtbusting again. I made a little PAD yesterday and have informed the twin's school today that they will be moving onto packed lunches after half term. £7.40 for 2 days a week for them is beyond crazy, given how little they actually eat and it appears to be tinned spaghetti every day so should be a double saving as I won't have to use as much stain remover to try to get the lunch stains out of their white school shirts!
Need to reassess finances, plan in forward for 2012/13 in terms of childcare and work.
I need to have a look through mystery shopping and surveys and see where i am at with everything.

twinmum07

Right - the kids are in bed so going to try to do something useful.
We are going to try to set up a spending diary on google docs so that DH and I can both access is from home and work so no excuses not to be up to date all of the time.

Off to try to work out what i have earned already in surveys and what I can boost up further.