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twinparents07's joint diary 'doing it together'!!

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Comments

  • yes - could have done with the extra christmas money.

    Hopefully oh can work most fridays saturdays next year - help to clear the debts
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • twinmum07
    twinmum07 Posts: 334 Forumite
    After a very, very dull morning browsing the internet we have done all our internet xmas shopping. Just need to nip to Tescos for 1 bottle of wine and 1 bottle port and then we have finished all the pressie buying (except for poor Adam, whose pressie will be 'aquired' from the twin's old toys in the garage!). I am quite pleased that I have spent under £130 so far hopefully the rest will keep it under £145 - yay!
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    Debt at Dec 2011 £27,499.09 (19.7% paid off)
    Working together with DH on our debts (twindad07)
    Long haulers supporters DFW #256
  • twindad07
    twindad07 Posts: 138 Forumite
    Another snow day today!!! I did travel all the way to work only to get there just as they decided to close, would have preferred to have saved the petrol money!
    Tomorrow is a training day - a day off, we just have to make the 5 hours up after school between now and the summer, thats easy done.

    My football match that I was refereeing on sunday has been cancelled due to the weather so theres £22 gone, but it means more time at home.

    And its just started snowing again...
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    5920.01/34247.13
    Debt June 2011 £28327.12 (17.3%paid)
    Working together with DW on our debts (twinmum07)
  • Ah what a pain to get to work and find that it is closed !! sorry about the football match it could have been some good cash for you.... hope you have a nice day tomorrow xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • No snow so far today and we are forecast for no more today so that'll be a nice break!
    I won some Tassimo T-disks this morning. Our Tassimo broke a few months ago but the in-laws have one so it could make a nice xmas pressie add on for them.
    I ordered all the xmas pressies from boots.com and standard delivery would have been next Tues, when nobody would be in so went crazy and paid for next day to get it today as we are all home but I have just got an email from them saying DHL are struggling to get anywhere quickly so they will be refunding my delivery charge - bonus! That brings in the xmas pressies at under £125. DH saw that Tesco have port on offer but it was out of stock so hopefully they'll get another delivery before the offer finishes so we can save a bit more.
    I have managed to glue the twins to Toy Story 2 and Adam is napping so off to do some cleaning.
    We have a couple of friends coming over this evening hopefully so need to make the house a bit less horrific (clean might be a bit over-optimistic!)
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    Debt at Dec 2011 £27,499.09 (19.7% paid off)
    Working together with DH on our debts (twindad07)
    Long haulers supporters DFW #256
  • twinmum07
    twinmum07 Posts: 334 Forumite
    Slobbing out on the sofa with the kids watching Toy Story 3 and not really doing very much of any use! Oops!
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    Debt at Dec 2011 £27,499.09 (19.7% paid off)
    Working together with DH on our debts (twindad07)
    Long haulers supporters DFW #256
  • lol ditto minus kids minus ts 3 :D xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • twinmum07
    twinmum07 Posts: 334 Forumite
    Why not eh!!!
    I have since cleaned 2 of the bathrooms from top to bottom and spent far too long faffing on facebook games!
    I just want the snow to melt so we're not stuck in
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    Debt at Dec 2011 £27,499.09 (19.7% paid off)
    Working together with DH on our debts (twindad07)
    Long haulers supporters DFW #256
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Twinparents :wave: I've just read your thread, what a great read.

    It's so nice to read of you two working together debtbusting. I really admire you both... how on earth you find time for all the debtbusting along with all your work & family commitments I'll never know!!
    Makes me realise I'm going seriously wrong somewhere as I am a single mother of 1, only work part time yet there never seems to be enough hours in the day.

    Keep up all the hard work, your sigs are looking fantastic :T
    Hope you enjoy the rest of your weekend :)
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • I'm really sad - all I ever think about is how to save money or help reduce our debts.
    I've been thinking about one of payments you have to make like car tax, so I've been putting £30 a month away to pay for car tax and services, but then I've just realised that our car tax is due when we have the 2 month break in council tax, so one months council tax will pay for the car tax for the year, that then frees up a little bit extra money each month for debt repayment. I know it means we can't use the money for an extra debt payment but it makes it easier to find the money when we need it - I'm waffling now.
    Est. debt free day April 2016 (ish) Debt at June 2010 £34,247.13
    5920.01/34247.13
    Debt June 2011 £28327.12 (17.3%paid)
    Working together with DW on our debts (twinmum07)
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